Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	33.12	32.52	32.87	32.76	81.27	86.3
Securities and Investments	3,272	3,394	2,752	2,717	2,308	2,080
Short-Term Interbank Lending and Reverse Repurchase Agreements	740.63	724.03	651.36	469.16	710.11	552.92
Trading Assets	10.86	-	-	-	-	1.56
Net Loans	17,000	16,342	14,980	13,942	13,335	12,887
Net Property, Plant & Equipment	111.67	91.28	87.97	86.6	81.69	82.81
Accrued Interest and Accounts Receivable	23.66	14.81	18.74	12.94	14.01	21.81
Other Intangible Assets	-	-	-	4.51	9.02	13.56
Long-Term Investments	1.41	0.94	4.14	5.01	22.13	7.31
Other Non-Earning Assets	10.09	2.96	5.89	3.77	8.46	9.52
Total Assets	21,203	20,936	18,853	17,399	16,710	15,888

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Deposits	13,649	13,525	12,248	11,217	10,820	10,250
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	-	21.33
Trading Liabilities	2.1	9.22	6.2	4.45	5.13	0.67
Accrued Expenses	53.93	86.96	90.53	76.04	53.97	78.72
Long-Term Debt	4,578	4,481	3,876	3,553	3,501	3,405
Other Liabilities	237.24	34.01	29.78	36.8	28.77	26.07
Total Liabilities	18,520	18,129	16,244	14,884	14,404	13,782

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	123.31	123.31	123.31	123.31	123.31	123.31
Treasury Stock	-	-0.36	-0.35	-0.38	-0.4	-0.27
Additional Paid-in Capital	583.94	583.94	582.39	581.03	530.6	529.23
Retained Earnings	1,964	2,100	1,904	1,811	1,653	1,453
Shareholders' Equity	2,683	2,807	2,609	2,515	2,307	2,105
Total Liabilities & Equity	21,203	20,936	18,853	17,399	16,710	15,888

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4,578	4,481	3,876	3,553	3,501	3,405
Net Cash (Debt)	-4,578	-4,481	-3,876	-3,553	-3,501	-3,405
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-928.10	-908.36	-785.78	-720.29	-709.70	-690.37
Book Value	2,683	2,807	2,609	2,515	2,307	2,105
Book Value Per Share	544.02	569.14	528.91	509.95	467.64	426.82
Tangible Book Value	2,683	2,807	2,609	2,511	2,298	2,092
Tangible Book Value Per Share	544.02	569.14	528.91	509.04	465.81	424.07

Data Source: Fiscal.ai Last updated: May 13, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 4, 2026

Data Sources Report a data error