Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	34.75	32.52	32.87	32.76	81.27	86.3
Investment Securities	3,376	3,047	2,688	2,554	2,269	2,067
Trading Asset Securities	285.41	355	74.16	171.23	65.69	21.35
Total Investments	3,661	3,402	2,762	2,726	2,335	2,088
Gross Loans	18,025	17,424	15,984	14,574	14,228	13,623
Allowance for Loan Losses	-23.3	-26.43	-31.34	-36.43	-47.13	-37.84
Other Adjustments to Gross Loans	-7.05	-4.54	-7.37	-5.17	-	-
Net Loans	17,995	17,393	15,945	14,533	14,181	13,585
Property, Plant & Equipment	109.23	91.28	87.97	86.6	81.69	82.81
Other Intangible Assets	-	-	-	4.51	9.02	13.56
Other Current Assets	26.16	14.81	18.74	12.94	21.34	31.28
Other Long-Term Assets	4.73	2.96	5.9	3.77	1.13	0.05
Total Assets	21,831	20,936	18,853	17,399	16,710	15,888

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	6.29	4.52	12.37	3.77	6.95
Accrued Expenses	14.45	28.04	28.03	21.83	23.58	39.55
Interest Bearing Deposits	14,176	13,525	12,248	11,217	10,820	10,250
Total Deposits	14,176	13,525	12,248	11,217	10,820	10,250
Short-Term Borrowings	2.01	2.03	0.01	0.68	0.12	0.67
Current Portion of Long-Term Debt	-	206	800	479	660	161.33
Current Portion of Leases	-	4.54	-	-	-	-
Current Income Taxes Payable	-	57.54	61.42	50.06	27.61	37.85
Other Current Liabilities	-	-	-	-	-	0.2
Long-Term Debt	4,727	4,222	3,024	3,020	2,789	3,215
Long-Term Leases	71.19	47.99	52.32	53.5	51.43	50.28
Pension & Post-Retirement Benefits	-	5.69	5.14	7.81	5.36	3.17
Long-Term Deferred Tax Liabilities	-	7.37	7.05	4.87	5.03	2.42
Other Long-Term Liabilities	71.95	16.04	14.16	15.9	17.4	14.66
Total Liabilities	19,063	18,129	16,244	14,884	14,404	13,782

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	123.31	123.31	123.31	123.31	123.31	123.31
Additional Paid-In Capital	433.94	433.94	432.39	431.03	429.87	428.77
Retained Earnings	1,707	1,727	1,429	1,811	1,282	1,222
Treasury Stock	-	-12.24	-0.35	-0.38	-0.4	-0.27
Comprehensive Income & Other	503.9	535.13	624.69	150	471.88	331.86
Shareholders' Equity	2,768	2,807	2,609	2,515	2,307	2,105
Total Liabilities & Equity	21,831	20,936	18,853	17,399	16,710	15,888

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4,800	4,483	3,876	3,554	3,501	3,427
Net Cash (Debt)	-4,480	-4,095	-3,769	-3,350	-3,354	-3,320
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-908.32	-830.21	-764.09	-679.07	-679.93	-673.00
Filing Date Shares Outstanding	4.93	4.93	4.93	4.92	4.92	4.92
Total Common Shares Outstanding	4.93	4.93	4.93	4.92	4.92	4.92
Book Value Per Share	530.74	538.67	498.50	481.02	448.68	407.33
Tangible Book Value	2,768	2,807	2,609	2,511	2,298	2,092
Tangible Book Value Per Share	530.74	538.67	498.50	480.10	446.84	404.58

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 24, 2026

Data Sources Report a data error