Jæren Sparebank (OSL: JAREN)

Jæren Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	34	32.76	81.27	86.3	80.7	80.83
Investment Securities	2,638	2,554	2,269	2,067	2,029	1,705
Trading Asset Securities	220.94	171.23	65.69	21.35	18.65	17.62
Total Investments	2,859	2,726	2,335	2,088	2,048	1,723
Gross Loans	15,364	14,569	14,228	13,623	12,944	12,620
Allowance for Loan Losses	-27.79	-36.43	-47.13	-37.84	-42.44	-26.7
Net Loans	15,333	14,533	14,181	13,585	12,901	12,593
Property, Plant & Equipment	89.14	86.6	81.69	82.81	44.18	47.34
Other Intangible Assets	1.13	4.51	9.02	13.56	18.09	22.63
Other Current Assets	21.85	12.94	21.34	31.28	42.17	47.45
Other Long-Term Assets	9.26	3.77	1.13	0.05	0.95	0.25
Total Assets	18,347	17,399	16,710	15,888	15,135	14,515
Accounts Payable	-	12.37	3.77	6.95	3.17	2.61
Accrued Expenses	20.17	21.83	23.58	39.55	42.22	19.09
Interest Bearing Deposits	11,954	11,217	10,820	10,250	9,701	9,195
Total Deposits	11,954	11,217	10,820	10,250	9,701	9,195
Short-Term Borrowings	1.04	0.68	0.12	0.67	2.73	1.91
Current Portion of Long-Term Debt	-	479	660	161.33	652.33	735.9
Current Portion of Leases	-	3.59	-	-	-	-
Current Income Taxes Payable	-	50.06	27.61	37.85	31.7	46.2
Other Current Liabilities	-	-	-	0.2	0.3	0.27
Long-Term Debt	3,676	3,020	2,789	3,215	2,675	2,575
Long-Term Leases	53.31	49.91	51.43	50.28	19.9	22.26
Pension & Post-Retirement Benefits	-	7.81	5.36	3.17	5.41	5.1
Long-Term Deferred Tax Liabilities	-	4.87	5.03	2.42	1.69	8.2
Other Long-Term Liabilities	89.81	15.9	17.4	14.66	16.67	15.46
Total Liabilities	15,795	14,884	14,404	13,782	13,152	12,627
Common Stock	123.31	123.31	123.31	123.31	123.31	123.31
Additional Paid-In Capital	431.03	431.03	429.87	428.77	428.12	427.5
Retained Earnings	1,581	1,506	1,282	1,222	1,177	1,094
Treasury Stock	-	-8.43	-0.4	-0.27	-0.31	-0.37
Comprehensive Income & Other	416.56	462.98	471.88	331.86	254.54	243.08
Shareholders' Equity	2,552	2,515	2,307	2,105	1,983	1,888
Total Liabilities & Equity	18,347	17,399	16,710	15,888	15,135	14,515
Total Debt	3,730	3,554	3,501	3,427	3,350	3,335
Net Cash (Debt)	-3,475	-3,350	-3,354	-3,320	-3,250	-3,237
Net Cash Per Share	-704.00	-679.07	-679.93	-673.00	-658.96	-656.21
Filing Date Shares Outstanding	4.93	4.92	4.92	4.92	4.92	4.92
Total Common Shares Outstanding	4.93	4.92	4.92	4.92	4.92	4.92
Book Value Per Share	487.04	480.94	448.68	407.33	382.62	363.45
Tangible Book Value	2,551	2,511	2,298	2,092	1,965	1,865
Tangible Book Value Per Share	486.81	480.02	446.84	404.58	378.94	358.85

Source: S&P Capital IQ. Banks template. Financial Sources.