Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	34.18	32.87	32.76	81.27	86.3	80.7
Investment Securities	2,765	2,688	2,554	2,269	2,067	2,029
Trading Asset Securities	152.56	74.16	171.23	65.69	21.35	18.65
Total Investments	2,918	2,762	2,726	2,335	2,088	2,048
Gross Loans	16,959	15,984	14,574	14,228	13,623	12,944
Allowance for Loan Losses	-30.53	-31.34	-36.43	-47.13	-37.84	-42.44
Other Adjustments to Gross Loans	-3.17	-7.37	-5.17	-	-	-
Net Loans	16,925	15,945	14,533	14,181	13,585	12,901
Property, Plant & Equipment	90.07	87.97	86.6	81.69	82.81	44.18
Other Intangible Assets	-	-	4.51	9.02	13.56	18.09
Other Current Assets	23.24	18.74	12.94	21.34	31.28	42.17
Other Long-Term Assets	7.01	5.9	3.77	1.13	0.05	0.95
Total Assets	19,997	18,853	17,399	16,710	15,888	15,135
Accounts Payable	-	4.52	12.37	3.77	6.95	3.17
Accrued Expenses	18.73	28.03	21.83	23.58	39.55	42.22
Interest Bearing Deposits	13,153	12,248	11,217	10,820	10,250	9,701
Total Deposits	13,153	12,248	11,217	10,820	10,250	9,701
Short-Term Borrowings	0.49	0.01	0.68	0.12	0.67	2.73
Current Portion of Long-Term Debt	-	800	479	660	161.33	652.33
Current Portion of Leases	-	3.99	-	-	-	-
Current Income Taxes Payable	-	61.42	50.06	27.61	37.85	31.7
Other Current Liabilities	-	-	-	-	0.2	0.3
Long-Term Debt	4,102	3,024	3,020	2,789	3,215	2,675
Long-Term Leases	54.08	48.34	53.5	51.43	50.28	19.9
Pension & Post-Retirement Benefits	-	5.14	7.81	5.36	3.17	5.41
Long-Term Deferred Tax Liabilities	-	7.05	4.87	5.03	2.42	1.69
Other Long-Term Liabilities	61.16	14.16	15.9	17.4	14.66	16.67
Total Liabilities	17,389	16,244	14,884	14,404	13,782	13,152
Common Stock	123.31	123.31	123.31	123.31	123.31	123.31
Additional Paid-In Capital	432.39	432.39	431.03	429.87	428.77	428.12
Retained Earnings	1,620	1,620	1,811	1,282	1,222	1,177
Treasury Stock	-	-10.28	-0.38	-0.4	-0.27	-0.31
Comprehensive Income & Other	432.13	443.54	150	471.88	331.86	254.54
Shareholders' Equity	2,608	2,609	2,515	2,307	2,105	1,983
Total Liabilities & Equity	19,997	18,853	17,399	16,710	15,888	15,135
Total Debt	4,157	3,876	3,554	3,501	3,427	3,350
Net Cash (Debt)	-3,970	-3,769	-3,350	-3,354	-3,320	-3,250
Net Cash Per Share	-806.01	-764.09	-679.07	-679.93	-673.00	-658.96
Filing Date Shares Outstanding	4.93	4.93	4.92	4.92	4.92	4.92
Total Common Shares Outstanding	4.93	4.93	4.92	4.92	4.92	4.92
Book Value Per Share	498.25	498.43	481.02	448.68	407.33	382.62
Tangible Book Value	2,608	2,609	2,511	2,298	2,092	1,965
Tangible Book Value Per Share	498.25	498.43	480.10	446.84	404.58	378.94

Source: S&P Global Market Intelligence. Banks template. Financial Sources.