Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	32.87	32.76	81.27	86.3	80.7
Investment Securities	2,688	2,554	2,269	2,067	2,029
Trading Asset Securities	74.16	171.23	65.69	21.35	18.65
Total Investments	2,762	2,726	2,335	2,088	2,048
Gross Loans	15,984	14,574	14,228	13,623	12,944
Allowance for Loan Losses	-31.34	-36.43	-47.13	-37.84	-42.44
Other Adjustments to Gross Loans	-7.37	-5.17	-	-	-
Net Loans	15,945	14,533	14,181	13,585	12,901
Property, Plant & Equipment	87.97	86.6	81.69	82.81	44.18
Other Intangible Assets	-	4.51	9.02	13.56	18.09
Other Current Assets	18.74	12.94	21.34	31.28	42.17
Other Long-Term Assets	5.9	3.77	1.13	0.05	0.95
Total Assets	18,853	17,399	16,710	15,888	15,135
Accounts Payable	4.52	12.37	3.77	6.95	3.17
Accrued Expenses	28.03	21.83	23.58	39.55	42.22
Interest Bearing Deposits	12,248	11,217	10,820	10,250	9,701
Total Deposits	12,248	11,217	10,820	10,250	9,701
Short-Term Borrowings	0.01	0.68	0.12	0.67	2.73
Current Portion of Long-Term Debt	800	479	660	161.33	652.33
Current Portion of Leases	3.99	-	-	-	-
Current Income Taxes Payable	61.42	50.06	27.61	37.85	31.7
Other Current Liabilities	-	-	-	0.2	0.3
Long-Term Debt	3,024	3,020	2,789	3,215	2,675
Long-Term Leases	48.34	53.5	51.43	50.28	19.9
Pension & Post-Retirement Benefits	5.14	7.81	5.36	3.17	5.41
Long-Term Deferred Tax Liabilities	7.05	4.87	5.03	2.42	1.69
Other Long-Term Liabilities	14.16	15.9	17.4	14.66	16.67
Total Liabilities	16,244	14,884	14,404	13,782	13,152
Common Stock	123.31	123.31	123.31	123.31	123.31
Additional Paid-In Capital	432.39	431.03	429.87	428.77	428.12
Retained Earnings	1,620	1,811	1,282	1,222	1,177
Treasury Stock	-10.28	-0.38	-0.4	-0.27	-0.31
Comprehensive Income & Other	443.54	150	471.88	331.86	254.54
Shareholders' Equity	2,609	2,515	2,307	2,105	1,983
Total Liabilities & Equity	18,853	17,399	16,710	15,888	15,135
Total Debt	3,876	3,554	3,501	3,427	3,350
Net Cash (Debt)	-3,769	-3,350	-3,354	-3,320	-3,250
Net Cash Per Share	-764.09	-679.07	-679.93	-673.00	-658.96
Filing Date Shares Outstanding	4.93	4.92	4.92	4.92	4.92
Total Common Shares Outstanding	4.93	4.92	4.92	4.92	4.92
Book Value Per Share	498.76	481.02	448.68	407.33	382.62
Tangible Book Value	2,609	2,511	2,298	2,092	1,965
Tangible Book Value Per Share	498.76	480.10	446.84	404.58	378.94

Source: S&P Global Market Intelligence. Banks template. Financial Sources.