Jæren Sparebank Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,756	1,618	1,302	1,171	1,023	787
Market Cap Growth	5.95%	24.24%	11.16%	14.47%	30.06%	4.66%
Last Close Price	356.00	310.03	235.43	202.27	169.41	124.73
PE Ratio	12.05	11.84	10.98	12.35	13.31	14.08
PS Ratio	3.06	2.95	2.62	2.79	2.90	2.37
PB Ratio	0.65	0.62	0.52	0.51	0.49	0.40
P/FCF Ratio	-	-	-	21.27	-	5.79
P/OCF Ratio	-	-	-	19.87	-	5.71
Debt / Equity Ratio	1.62	1.49	1.41	1.52	1.63	1.69
Debt / FCF Ratio	-	-	-	63.57	-	24.65
Return on Equity (ROE)	11.15%	10.74%	9.92%	8.46%	7.40%	5.77%
Return on Assets (ROA)	1.51%	1.52%	1.40%	1.15%	0.97%	0.75%
Earnings Yield	8.30%	17.00%	18.37%	15.93%	14.78%	14.19%
FCF Yield	-18.84%	-8.32%	-3.40%	4.70%	-14.04%	17.27%
Dividend Yield	5.57%	6.45%	6.80%	6.18%	6.49%	6.01%
Payout Ratio	61.31%	52.38%	49.38%	55.60%	24.46%	33.13%
Total Shareholder Return	5.57%	6.45%	6.80%	6.18%	6.49%	6.01%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.