Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Statistics

Total Valuation

Jæren Sparebank has a market cap or net worth of NOK 1.90 billion.

Market Cap	1.90B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, November 10, 2025.

Earnings Date	Nov 10, 2025
Ex-Dividend Date	Apr 11, 2025

Share Statistics

Jæren Sparebank has 4.93 million shares outstanding. The number of shares has decreased by -0.17% in one year.

Current Share Class	4.93M
Shares Outstanding	4.93M
Shares Change (YoY)	-0.17%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	4.08%
Owned by Institutions (%)	80.27%
Float	1.33M

Valuation Ratios

The trailing PE ratio is 12.91 and the forward PE ratio is 12.10.

PE Ratio	12.91
Forward PE	12.10
PS Ratio	3.33
PB Ratio	0.73
P/TBV Ratio	0.73
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-8.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.58%.

Return on Equity (ROE)	11.58%
Return on Assets (ROA)	1.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.09M
Profits Per Employee	1.57M
Employee Count	94
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Jæren Sparebank has paid 56.83 million in taxes.

Income Tax	56.83M
Effective Tax Rate	16.12%

Stock Price Statistics

The stock price has increased by +19.11% in the last 52 weeks. The beta is 0.13, so Jæren Sparebank's price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	+19.11%
50-Day Moving Average	372.97
200-Day Moving Average	357.48
Relative Strength Index (RSI)	59.09
Average Volume (20 Days)	227

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Jæren Sparebank had revenue of NOK 572.19 million and earned 147.28 million in profits. Earnings per share was 29.90.

Revenue	572.19M
Gross Profit	572.19M
Operating Income	352.48M
Pretax Income	352.48M
Net Income	147.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	29.90

Balance Sheet

The company has 186.74 million in cash and 4.16 billion in debt, giving a net cash position of -3.97 billion or -804.86 per share.

Cash & Cash Equivalents	186.74M
Total Debt	4.16B
Net Cash	-3.97B
Net Cash Per Share	-804.86
Equity (Book Value)	2.61B
Book Value Per Share	498.25
Working Capital	-12.96B

Cash Flow

In the last 12 months, operating cash flow was -489.99 million and capital expenditures -6.41 million, giving a free cash flow of -496.40 million.

Operating Cash Flow	-489.99M
Capital Expenditures	-6.41M
Free Cash Flow	-496.40M
FCF Per Share	-100.64

Margins

Gross Margin	n/a
Operating Margin	61.60%
Pretax Margin	61.60%
Profit Margin	51.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 20.00, which amounts to a dividend yield of 5.26%.

Dividend Per Share	20.00
Dividend Yield	5.26%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	3
Payout Ratio	60.69%
Buyback Yield	0.17%
Shareholder Yield	5.36%
Earnings Yield	7.74%
FCF Yield	-26.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2