Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Statistics

Total Valuation

Jæren Sparebank has a market cap or net worth of NOK 1.82 billion.

Market Cap	1.82B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 9, 2026.

Earnings Date	Feb 9, 2026
Ex-Dividend Date	Mar 27, 2026

Share Statistics

Jæren Sparebank has 4.93 million shares outstanding.

Current Share Class	4.93M
Shares Outstanding	4.93M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	4.07%
Owned by Institutions (%)	80.10%
Float	1.29M

Valuation Ratios

The trailing PE ratio is 11.87 and the forward PE ratio is 12.19.

PE Ratio	11.87
Forward PE	12.19
PS Ratio	3.08
PB Ratio	0.65
P/TBV Ratio	0.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-14.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.34%.

Return on Equity (ROE)	11.34%
Return on Assets (ROA)	1.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.42%
Revenue Per Employee	6.22M
Profits Per Employee	1.61M
Employee Count	95
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Jæren Sparebank has paid 55.16 million in taxes.

Income Tax	55.16M
Effective Tax Rate	15.22%

Stock Price Statistics

The stock price has increased by +1.10% in the last 52 weeks. The beta is 0.12, so Jæren Sparebank's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	+1.10%
50-Day Moving Average	365.47
200-Day Moving Average	367.83
Relative Strength Index (RSI)	58.66
Average Volume (20 Days)	4,691

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Jæren Sparebank had revenue of NOK 590.69 million and earned 153.33 million in profits. Earnings per share was 31.08.

Revenue	590.69M
Gross Profit	590.69M
Operating Income	362.37M
Pretax Income	362.37M
Net Income	153.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	31.08

Balance Sheet

The company has 387.52 million in cash and 4.48 billion in debt, with a net cash position of -4.10 billion or -830.21 per share.

Cash & Cash Equivalents	387.52M
Total Debt	4.48B
Net Cash	-4.10B
Net Cash Per Share	-830.21
Equity (Book Value)	2.81B
Book Value Per Share	538.73
Working Capital	-13.15B

Cash Flow

In the last 12 months, operating cash flow was -294.64 million and capital expenditures -7.87 million, giving a free cash flow of -302.51 million.

Operating Cash Flow	-294.64M
Capital Expenditures	-7.87M
Free Cash Flow	-302.51M
FCF Per Share	-61.33

Margins

Gross Margin	n/a
Operating Margin	61.35%
Pretax Margin	61.35%
Profit Margin	52.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 20.00, which amounts to a dividend yield of 5.42%.

Dividend Per Share	20.00
Dividend Yield	5.42%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	4
Payout Ratio	58.41%
Buyback Yield	n/a
Shareholder Yield	5.42%
Earnings Yield	8.42%
FCF Yield	-16.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2