Kraft Bank ASA (OSL: KRAB)

Kraft Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	57.74	71.61	13.14	38.1	83.23	27.85
Investment Securities	526.71	484.61	432.88	497.45	406.72	187.88
Trading Asset Securities	0.44	3.77	5.09	1.33	-	-
Total Investments	527.15	488.38	437.97	498.78	406.72	187.88
Gross Loans	3,583	3,231	3,276	2,337	1,525	993.89
Allowance for Loan Losses	-38.24	-26.27	-20.68	-13.57	-10.58	-8.01
Net Loans	3,545	3,205	3,256	2,323	1,515	985.88
Property, Plant & Equipment	2.63	4.4	4.69	6.13	2.63	2.89
Other Intangible Assets	3.49	4.38	5.29	4.85	3.37	2.97
Other Current Assets	5.62	2.77	2.15	1.12	0.5	0.51
Long-Term Deferred Tax Assets	3.44	1.83	4.7	5.09	4.06	4.34
Other Long-Term Assets	-	0	0	-0	-	-0
Total Assets	4,145	3,778	3,724	2,877	2,015	1,212
Accounts Payable	-	3.25	4.22	2.71	4.96	2.43
Accrued Expenses	7.95	5.24	18	16.66	9.44	3.08
Interest Bearing Deposits	3,634	3,262	3,236	2,470	1,670	911.65
Total Deposits	3,634	3,262	3,236	2,470	1,670	911.65
Short-Term Borrowings	40.36	40.34	40.33	-	-	-
Current Income Taxes Payable	3.16	11.33	15.21	16.49	8.69	-
Other Current Liabilities	-	2.18	1.86	1.3	1.24	0.95
Long-Term Leases	2.17	3.56	3.34	4.39	1.43	1.84
Other Long-Term Liabilities	10.27	7.96	4.04	1.82	1.47	1.02
Total Liabilities	3,698	3,336	3,323	2,513	1,697	920.97
Common Stock	42	42	42	42	42	42
Additional Paid-In Capital	230.1	242.7	242.7	253.2	253.2	253.2
Retained Earnings	10.2	42.34	46.47	46.24	26.87	7.81
Comprehensive Income & Other	164.54	115.39	69.04	23.01	-3.86	-11.67
Shareholders' Equity	446.84	442.43	400.21	364.46	318.21	291.35
Total Liabilities & Equity	4,145	3,778	3,724	2,877	2,015	1,212
Total Debt	42.53	43.9	43.67	4.39	1.43	1.84
Net Cash (Debt)	15.65	31.49	-25.44	35.03	81.8	26.01
Net Cash Growth	-51.70%	-	-	-57.17%	214.46%	-55.01%
Net Cash Per Share	0.37	0.75	-0.61	0.83	1.75	0.62
Filing Date Shares Outstanding	42	42	42	42	42	42
Total Common Shares Outstanding	42	42	42	42	42	42
Book Value Per Share	10.64	10.53	9.53	8.68	7.58	6.94
Tangible Book Value	443.35	438.05	394.92	359.6	314.85	288.38
Tangible Book Value Per Share	10.56	10.43	9.40	8.56	7.50	6.87

Source: S&P Capital IQ. Banks template. Financial Sources.