Kraft Bank ASA (OSL:KRAB)

Kraft Bank ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	103.72	71.61	13.14	38.1	83.23
Investment Securities	613.4	484.61	432.88	497.45	406.72
Trading Asset Securities	-	3.77	5.09	1.33	-
Total Investments	613.4	488.38	437.97	498.78	406.72
Gross Loans	3,688	3,231	3,276	2,337	1,525
Allowance for Loan Losses	-44.74	-26.27	-20.68	-13.57	-10.58
Net Loans	3,643	3,205	3,256	2,323	1,515
Property, Plant & Equipment	4.29	4.4	4.69	6.13	2.63
Other Intangible Assets	10.32	4.38	5.29	4.85	3.37
Other Current Assets	2.44	2.77	2.15	1.12	0.5
Long-Term Deferred Tax Assets	5.77	1.83	4.7	5.09	4.06
Other Long-Term Assets	0	0	0	-0	-
Total Assets	4,383	3,778	3,724	2,877	2,015
Accounts Payable	5.97	3.25	4.22	2.71	4.96
Accrued Expenses	7.95	5.24	18	16.66	9.44
Interest Bearing Deposits	3,848	3,262	3,236	2,470	1,670
Total Deposits	3,848	3,262	3,236	2,470	1,670
Short-Term Borrowings	-	-	40.33	-	-
Current Portion of Long-Term Debt	0.37	0.34	-	-	-
Current Income Taxes Payable	13.26	11.33	15.21	16.49	8.69
Other Current Liabilities	2.29	2.18	1.86	1.3	1.24
Long-Term Debt	40	40	-	-	-
Long-Term Leases	3.85	3.56	3.34	4.39	1.43
Other Long-Term Liabilities	4.11	7.96	4.04	1.82	1.47
Total Liabilities	3,926	3,336	3,323	2,513	1,697
Common Stock	42	42	42	42	42
Additional Paid-In Capital	230.1	242.7	242.7	253.2	253.2
Retained Earnings	27.56	42.34	46.47	46.24	26.87
Comprehensive Income & Other	157.73	115.39	69.04	23.01	-3.86
Shareholders' Equity	457.39	442.43	400.21	364.46	318.21
Total Liabilities & Equity	4,383	3,778	3,724	2,877	2,015
Total Debt	44.22	43.9	43.67	4.39	1.43
Net Cash (Debt)	59.5	31.49	-25.44	35.03	81.8
Net Cash Growth	88.97%	-	-	-57.17%	214.46%
Net Cash Per Share	1.32	0.75	-0.61	0.83	1.75
Filing Date Shares Outstanding	42	42	42	42	42
Total Common Shares Outstanding	42	42	42	42	42
Book Value Per Share	10.89	10.53	9.53	8.68	7.58
Tangible Book Value	447.07	438.05	394.92	359.6	314.85
Tangible Book Value Per Share	10.64	10.43	9.40	8.56	7.50

Source: S&P Global Market Intelligence. Banks template. Financial Sources.