Kraft Bank ASA (OSL:KRAB)
Norway flag Norway · Delayed Price · Currency is NOK
12.95
0.00 (0.00%)
At close: Aug 26, 2026

Kraft Bank ASA Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
203.57189.36131.82128.99139.42125.33
Revenue Growth
23.36%43.65%2.19%-7.47%11.24%51.32%
Net Income
67.9365.0427.5642.3446.4746.24
Earnings Per Share
1.521.450.611.011.111.10
EPS Growth
36.32%137.71%-39.49%-8.89%0.48%93.16%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Elimination
0.110.68-2.37-0.06--
Banking
182.05168.83121.51128.99139.42125.33
Loan Brokerage
21.4119.8612.690.06--
Total
203.57189.36131.82128.99139.42125.33

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
60.84102.35103.7275.3918.2339.42
Total Debt
46.9147.6844.2243.943.674.39
Net Cash (Debt)
13.9354.6659.531.49-25.4435.03
Net Cash Growth
-78.33%-8.13%88.97%---57.17%
Net Cash Per Share
0.311.211.320.75-0.610.83

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
332.69233.15149.6117.0972.4158.99
Capital Expenditures
-9.92-9.46-9.83-4.05-1.89-4.31
Free Cash Flow
322.77223.7139.76113.0470.5254.68
Free Cash Flow Growth
426.24%60.05%23.64%60.29%28.98%27.01%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
33.37%34.35%20.91%32.82%33.33%36.90%
FCF Margin
158.56%118.13%106.02%87.63%50.59%43.63%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7600.7600.3700.300-0.250
Dividend Per Share Growth
0%105.40%23.33%---
Dividend Yield
5.65%7.30%4.87%4.23%-2.73%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.557.3613.268.338.0010.05
Forward PE
-4.485.478.878.817.31
P/FCF Ratio
1.692.142.613.125.278.50
PS Ratio
2.672.532.772.742.673.71