Kraft Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	71.02	65.04	27.56	42.34	46.47	46.24
Depreciation & Amortization	8.58	8.58	5.74	5.45	5.45	3.86
Other Operating Activities	150.1	159.53	116.29	69.3	20.49	8.89
Operating Cash Flow	229.69	233.15	149.6	117.09	72.41	58.99
Operating Cash Flow Growth	39.00%	55.86%	27.76%	61.70%	22.74%	29.10%
Capital Expenditures	-8.48	-9.46	-9.83	-4.05	-1.89	-4.31
Investment in Securities	-196.57	11.93	-123.77	-52.2	64.18	-96.86
Other Investing Activities	-0	-0	-	-0	0	-
Investing Cash Flow	-205.06	2.47	-133.6	-56.25	62.3	-101.17
Long-Term Debt Issued	-	1,830	1,445	1,219	1,370	939.58
Long-Term Debt Repaid	-	-1,819	-1,819	-1,114	-2,232	-1,717
Net Debt Issued (Repaid)	-48.08	11.31	-373.54	104.7	-862.78	-777.37
Common Dividends Paid	-15.54	-15.54	-12.6	-	-10.5	-
Net Increase (Decrease) in Deposit Accounts	61.71	-220.6	414.12	-98.29	716.55	776.02
Other Financing Activities	-14.34	-12.24	-11.87	-8.76	-2.93	-1.6
Financing Cash Flow	-16.25	-237.07	16.11	-2.36	-159.66	-2.96
Net Cash Flow	8.39	-1.45	32.1	58.48	-24.96	-45.13
Free Cash Flow	221.21	223.7	139.76	113.04	70.52	54.68
Free Cash Flow Growth	45.78%	60.05%	23.64%	60.29%	28.98%	27.01%
Free Cash Flow Margin	109.12%	118.13%	106.02%	87.63%	50.59%	43.63%
Free Cash Flow Per Share	-	4.97	3.11	2.69	1.68	1.30
Cash Interest Paid	337.51	-	-	209.85	-	-
Cash Income Tax Paid	13.29	13.29	15.21	15.21	16.51	8.69