Kraft Bank ASA (OSL:KRAB)

Kraft Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	55.92	27.56	42.34	46.47	46.24	26.87
Depreciation & Amortization	8.1	5.74	5.45	5.45	3.86	0.84
Other Amortization	-	-	-	-	-	2.14
Other Operating Activities	123.96	114.18	69.3	20.49	8.89	15.85
Operating Cash Flow	187.97	147.48	117.09	72.41	58.99	45.7
Operating Cash Flow Growth	10.18%	25.96%	61.70%	22.74%	29.10%	220.98%
Capital Expenditures	-14.61	-9.83	-4.05	-1.89	-4.31	-2.64
Investment in Securities	-160.59	-123.77	-52.2	64.18	-96.86	-214.38
Other Investing Activities	-0	-	-0	0	-	-
Investing Cash Flow	-175.2	-133.6	-56.25	62.3	-101.17	-217.03
Long-Term Debt Issued	-	1,433	1,219	1,370	939.58	613.75
Long-Term Debt Repaid	-	-1,817	-1,114	-2,232	-1,717	-1,120
Net Debt Issued (Repaid)	-46.1	-384.02	104.7	-862.78	-777.37	-505.99
Common Dividends Paid	-2.94	-	-	-10.5	-	-
Net Increase (Decrease) in Deposit Accounts	31.03	414.12	-98.29	716.55	776.02	732.89
Other Financing Activities	-12.11	-11.87	-8.76	-2.93	-1.6	-0.19
Financing Cash Flow	-30.12	18.23	-2.36	-159.66	-2.96	226.71
Net Cash Flow	-17.35	32.1	58.48	-24.96	-45.13	55.38
Free Cash Flow	173.36	137.65	113.04	70.52	54.68	43.05
Free Cash Flow Growth	3.27%	21.77%	60.29%	28.98%	27.01%	236.76%
Free Cash Flow Margin	98.65%	104.42%	87.63%	50.59%	43.63%	51.98%
Free Cash Flow Per Share	3.85	3.06	2.69	1.68	1.30	0.92
Cash Interest Paid	288.1	252	209.85	-	-	-
Cash Income Tax Paid	11.35	15.21	15.21	16.51	8.69	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.