Melhus Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	331.99	146.76	198.52	34.14	4.16
Investment Securities	1,329	1,093	1,131	909.24	843.97
Trading Asset Securities	147	68.47	118.61	293.65	396.79
Total Investments	1,476	1,162	1,249	1,203	1,241
Gross Loans	9,989	9,585	9,428	8,995	8,890
Allowance for Loan Losses	-33.56	-42.82	-41.55	-22.69	-20.21
Net Loans	9,956	9,542	9,387	8,972	8,870
Property, Plant & Equipment	152.45	156.09	148.71	272.52	98.84
Other Intangible Assets	2.61	3.97	5.33	6.69	0.04
Investments in Real Estate	67.99	68.73	70.54	-	-
Accrued Interest Receivable	8.7	9.33	8.37	4.85	9.24
Other Current Assets	4.66	0.99	0.43	0.99	2.58
Long-Term Deferred Tax Assets	-	-	-	0.37	2.15
Other Real Estate Owned & Foreclosed	2.79	2.95	2.23	2.19	-
Other Long-Term Assets	53.77	2.23	9.23	3.92	-8.16
Total Assets	12,057	11,095	11,079	10,501	10,220
Accounts Payable	8.85	9.3	7.76	18.36	12.42
Accrued Expenses	4.53	5.34	7.08	5.92	16.32
Interest Bearing Deposits	7,703	7,176	7,206	6,766	6,380
Total Deposits	7,703	7,176	7,206	6,766	6,380
Short-Term Borrowings	0.01	-	3.04	3.51	0.41
Current Portion of Long-Term Debt	401.41	654.88	550	540	578.68
Current Portion of Leases	3.85	-	-	-	-
Current Income Taxes Payable	36.96	39.16	41.8	22.78	27.82
Other Current Liabilities	-	-	9.78	11.8	6.24
Long-Term Debt	2,116	1,612	1,764	1,820	1,983
Long-Term Leases	10.76	14.55	-	8.69	11.97
Other Long-Term Liabilities	64.21	17.15	9.47	2.09	0.63
Total Liabilities	10,354	9,532	9,601	9,200	9,017
Common Stock	277.62	277.62	277.62	277.62	277.62
Additional Paid-In Capital	23.09	23.09	23.09	23.09	23.09
Retained Earnings	0.52	0.54	-	-	-
Treasury Stock	-0	-0	-	-	-
Comprehensive Income & Other	1,402	1,262	1,177	1,000	902.06
Total Common Equity	1,703	1,563	1,478	1,301	1,203
Shareholders' Equity	1,703	1,563	1,478	1,301	1,203
Total Liabilities & Equity	12,057	11,095	11,079	10,501	10,220
Total Debt	2,532	2,282	2,317	2,372	2,574
Net Cash (Debt)	-2,053	-2,067	-2,000	-2,044	-2,173
Net Cash Per Share	-739.46	-744.38	-720.46	-736.40	-782.62
Filing Date Shares Outstanding	2.78	2.78	2.78	2.78	2.78
Total Common Shares Outstanding	2.78	2.78	2.78	2.78	2.78
Book Value Per Share	573.81	523.35	492.79	447.00	402.63
Tangible Book Value	1,700	1,559	1,473	1,294	1,203
Tangible Book Value Per Share	572.87	521.92	490.87	444.59	402.62

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.