Melhus Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	611.02	618.89	608.9	532.12	360.73	276.49
Depreciation & Amortization	-	-	-	-	0.79	0.85
Provision for Credit Losses	-	-	-	-	-2	-1
Other Adjustments	-62.48	-42.16	157.2	91.67	30.74	21.45
Changes in Other Operating Activities	187.32	56.6	-455.27	67.89	-131.27	-211.33
Operating Cash Flow	600.69	187.4	144.56	243.56	-98.95	-305.54
Operating Cash Flow Growth	94.96%	29.64%	-40.65%	-	-	-
Net Change in Loans Held-for-Investment	-90.99	-424.13	-156.6	-433.81	-357.94	-391.98
Net Change in Securities and Investments	5.23	24.91	150.27	2.3	45.72	-2.74
Cash Acquisitions	-118.86	-119.07	-117.83	-18.74	-53.45	-0.65
Capital Expenditures	-	0	-10.7	0	-186.43	-67.32
Sale of Property, Plant & Equipment	-	-	-	66.35	0	0
Investing Cash Flow	-91.84	-72.36	31.42	64.22	-194.16	-70.71
Net Change in Deposits	-	-	-	-	386.76	315.51
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	223.8	-299.39
Long-Term Debt Issued	800	900	450	419.92	400	750
Long-Term Debt Repaid	-703.55	-658.55	-460.67	-420	-598.68	-354.89
Net Long-Term Debt Issued (Repaid)	96.45	241.45	-10.67	-0.08	-198.68	395.11
Issuance of Common Stock	-	-	-	-	-25	0
Net Common Stock Issued (Repurchased)	-	-	-	-	-25	0
Common Dividends Paid	-	-37.48	-34.7	-30.54	-29.15	-19.43
Other Financing Activities	-90.85	-133.78	-182.36	-112.78	-64.5	-36.6
Financing Cash Flow	-30.92	70.2	-227.73	-143.4	293.23	355.21
Net Cash Flow	477.93	185.23	-51.76	164.38	0.13	-21.04
Free Cash Flow	600.69	187.4	133.86	243.56	-285.38	-372.86
Free Cash Flow Growth	94.96%	40.00%	-45.04%	-	-	-
FCF Margin	-194.40%	-67.09%	-45.84%	74.97%	-111.83%	-154.30%
Free Cash Flow Per Share	216.37	67.50	48.22	87.73	-102.79	-134.30