Melhus Sparebank (OSL:MELG)
Norway flag Norway · Delayed Price · Currency is NOK
183.26
+2.26 (1.25%)
Aug 24, 2026, 1:09 PM CET

Melhus Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
330.69336.3328.42319.63252.17241.65
Revenue Growth
-2.64%2.40%2.75%26.75%4.35%17.18%
Net Income
86.8340.2742.4244.6835.3138.59
Earnings Per Share
-14.5015.2816.0912.7213.90
EPS Growth
--5.08%-5.06%26.52%-8.49%17.38%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Market
98.8488.6179.1396.1690.53
Retail Market
229.89170.44235.4687.2194.52
Undistributed
7.5769.375.0468.8156.59
Total
336.3328.42319.63252.17241.65

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,002478.99215.24317.14327.8400.95
Total Debt
2,3992,5322,2822,3172,3722,574
Net Cash (Debt)
-1,397-2,053-2,067-2,000-2,044-2,173
Net Cash Growth
------
Net Cash Per Share
--739.46-744.38-720.46-736.40-782.62

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
567.08187.4144.56243.56316.48-305.54
Capital Expenditures
0.96--10.7--186.43-67.32
Free Cash Flow
568.04187.4133.86243.56130.05-372.86
Free Cash Flow Growth
-40.00%-45.04%87.29%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.26%11.97%12.92%13.98%14.00%15.97%
FCF Margin
171.77%55.72%40.76%76.20%51.57%-154.30%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
13.50013.50013.50012.50011.00010.500
Dividend Per Share Growth
0%0%8.00%13.64%4.76%50.00%
Dividend Yield
7.38%7.20%9.50%9.72%9.13%9.63%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.8613.8610.7710.0012.6611.15
Forward PE
13.6114.3211.989.6010.6111.15
P/FCF Ratio
0.902.983.411.843.44-
PS Ratio
1.541.661.391.401.771.78