Melhus Sparebank (OSL:MELG)
Norway flag Norway · Delayed Price · Currency is NOK
184.70
-0.30 (-0.16%)
Aug 4, 2026, 1:59 PM CET

Melhus Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-308.99-279.34-292.03324.87255.18241.65
Revenue Growth
---27.31%5.60%17.18%
Net Income
138.77140.14139.51135.35100.62101.62
Earnings Per Share
49.9814.5115.2816.0912.7213.90
EPS Growth
2.69%-5.04%-5.03%26.49%-8.49%17.40%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Market
99.5998.8488.6179.1396.1690.53
Retail Market
223.89229.89170.44235.4687.2194.52
Undistributed
11.197.5769.375.0468.8156.59
Total
334.68336.3328.42319.63252.17241.65

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
7.614.34.924.264.294.16
Total Debt
2,4172,5172,2672,3142,3602,559
Net Cash (Debt)
-2,417-2,517-2,267-2,314-2,360-2,559
Net Cash Growth
------
Net Cash Per Share
-870.46-906.73-816.67-833.60-850.07-921.64

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
600.69187.4144.56243.56-98.95-305.54
Capital Expenditures
-0-10.70-186.43-67.32
Free Cash Flow
600.69187.4133.86243.56-285.38-372.86
Free Cash Flow Growth
94.96%40.00%-45.04%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
-56.97%-63.68%-61.54%54.49%49.08%55.08%
Profit Margin
-44.91%-50.17%-47.77%41.66%39.43%43.55%
FCF Margin
-194.40%-67.09%-45.84%74.97%-111.83%-154.30%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
13.50013.50013.50012.50011.00010.500
Dividend Per Share Growth
0%0%8.00%13.64%4.76%50.00%
Dividend Yield
7.30%6.72%7.59%6.83%6.52%4.52%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1813.8510.7710.0112.6611.15
Forward PE
13.9914.3211.989.6010.6111.15
P/FCF Ratio
0.852.983.411.84--
PS Ratio
1.53-2.00-1.561.381.751.78