Melhus Sparebank (OSL:MELG)
Norway flag Norway · Delayed Price · Currency is NOK
189.86
+4.86 (2.63%)
Oct 23, 2026, 2:58 PM CEST

Melhus Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
330.69336.3328.42319.63252.17241.65
Revenue Growth
-2.64%2.40%2.75%26.75%4.35%17.18%
Net Income
36.5940.2742.4244.6835.3138.59
Earnings Per Share
13.1814.5015.2816.0912.7213.90
EPS Growth
-17.88%-5.08%-5.06%26.52%-8.49%17.38%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Market
99.7998.8488.6179.1396.1690.53
Undistributed
8.417.5769.375.0468.8156.59
Retail Market
222.49229.89170.44235.4687.2194.52
Total
330.69336.3328.42319.63252.17241.65

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,061478.99215.24317.14327.8400.95
Total Debt
2,3992,5322,2822,3172,3722,574
Net Cash (Debt)
-337.18-2,053-2,067-2,000-2,044-2,173
Net Cash Growth
------
Net Cash Per Share
-121.45-739.46-744.38-720.46-736.40-782.62

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
567.08187.4144.56243.56316.48-305.54
Capital Expenditures
0.96--10.7--186.43-67.32
Free Cash Flow
568.04187.4133.86243.56130.05-372.86
Free Cash Flow Growth
-40.00%-45.04%87.29%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
11.06%11.97%12.92%13.98%14.00%15.97%
FCF Margin
171.77%55.72%40.76%76.20%51.57%-154.30%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
13.50013.50013.50012.50011.00010.500
Dividend Per Share Growth
0%0%8.00%13.64%4.76%50.00%
Dividend Yield
7.11%6.72%8.20%7.76%6.83%6.77%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.4113.8610.7710.0012.6611.15
Forward PE
15.1414.3211.989.6010.6111.15
P/FCF Ratio
0.932.983.411.843.44-
PS Ratio
1.591.661.391.401.771.78