Melhus Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	147.79	139.51	135.35	100.62	105.24	88.21
Depreciation & Amortization	5.52	6.83	9.62	6.1	9.09	3.95
Other Operating Activities	18.55	-1.78	98.59	209.76	-419.87	-260.3
Operating Cash Flow	171.85	144.56	243.56	316.48	-305.54	-168.14
Operating Cash Flow Growth	545.88%	-40.65%	-23.04%	-	-	-
Capital Expenditures	-9.82	-10.7	-	-186.43	-67.32	-9.88
Sale of Property, Plant and Equipment	-1.62	-	66.35	-	-	0.5
Investment in Securities	-79.23	32.44	-16.44	-	-3.39	-214.89
Other Investing Activities	17.94	9.68	14.31	-34.4	-	-
Investing Cash Flow	-72.73	31.42	64.22	-220.83	-70.71	-224.27
Long-Term Debt Issued	-	450.08	419.92	400	750	800
Long-Term Debt Repaid	-	-460.76	-420	-598.68	-654.27	-986.76
Net Debt Issued (Repaid)	238.92	-10.67	-0.08	-198.68	95.73	-186.76
Common Dividends Paid	-37.48	-34.7	-30.54	-29.15	-19.43	-27.76
Net Increase (Decrease) in Deposit Accounts	-	-	-	-	315.51	721.01
Other Financing Activities	-182.93	-182.36	-112.78	-91.5	-36.6	-98.63
Financing Cash Flow	18.5	-227.73	-143.4	-319.33	355.21	407.86
Net Cash Flow	117.62	-51.76	164.38	-223.67	-21.04	15.45
Free Cash Flow	162.03	133.86	243.56	130.05	-372.86	-178.02
Free Cash Flow Growth	554.23%	-45.04%	87.29%	-	-	-
Free Cash Flow Margin	47.72%	40.76%	76.20%	51.57%	-154.30%	-86.33%
Free Cash Flow Per Share	58.36	48.22	87.73	46.84	-134.30	-64.12
Cash Interest Paid	342.48	439.14	312.42	78.13	36.58	63.86
Cash Income Tax Paid	41.3	39.63	22.95	29.57	21.19	21.59

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.