Melhus Sparebank Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 3, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	552	457	447	447	430	408
Market Cap Growth	24.38%	2.24%	-	3.87%	5.44%	4.25%
Last Close Price	199.00	152.25	137.84	129.18	116.90	105.70
PE Ratio	12.83	10.77	10.00	12.66	11.15	12.41
PS Ratio	1.63	1.39	1.40	1.77	1.78	1.98
PB Ratio	0.34	0.29	0.30	0.34	0.36	0.37
P/FCF Ratio	3.41	3.41	1.84	3.44	-	-
P/OCF Ratio	3.21	3.16	1.84	1.41	-	-
Debt / Equity Ratio	1.54	1.45	1.57	1.82	2.14	2.04
Debt / FCF Ratio	15.54	16.94	9.51	18.24	-	-
Return on Equity (ROE)	9.32%	9.18%	9.74%	8.04%	9.07%	7.94%
Return on Assets (ROA)	1.27%	1.26%	1.25%	0.97%	1.07%	0.95%
Earnings Yield	7.79%	30.53%	30.28%	22.51%	24.46%	21.61%
FCF Yield	29.33%	29.29%	54.49%	29.09%	-86.65%	-43.62%
Dividend Yield	6.78%	8.87%	9.07%	8.52%	8.98%	6.62%
Payout Ratio	25.36%	24.88%	22.56%	28.97%	18.47%	31.47%
Buyback Yield / Dilution	-0.03%	-	-	-	-	-
Total Shareholder Return	6.86%	8.87%	9.07%	8.52%	8.98%	6.62%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.