SpareBank 1 SMN (OSL:MING)

SpareBank 1 SMN Statistics

Total Valuation

SpareBank 1 SMN has a market cap or net worth of NOK 27.35 billion.

Market Cap	27.35B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, May 7, 2026.

Earnings Date	May 7, 2026
Ex-Dividend Date	Mar 27, 2026

Share Statistics

SpareBank 1 SMN has 144.22 million shares outstanding. The number of shares has decreased by -12.67% in one year.

Current Share Class	144.22M
Shares Outstanding	144.22M
Shares Change (YoY)	-12.67%
Shares Change (QoQ)	+57.65%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	46.22%
Float	133.47M

Valuation Ratios

The trailing PE ratio is 10.30 and the forward PE ratio is 10.55.

PE Ratio	10.30
Forward PE	10.55
PS Ratio	3.12
PB Ratio	0.92
P/TBV Ratio	0.99
P/FCF Ratio	2.22
P/OCF Ratio	2.19
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.46%.

Return on Equity (ROE)	14.46%
Return on Assets (ROA)	1.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.20%
Revenue Per Employee	4.81M
Profits Per Employee	1.46M
Employee Count	1,848
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SpareBank 1 SMN has paid 1.02 billion in taxes.

Income Tax	1.02B
Effective Tax Rate	19.43%

Stock Price Statistics

The stock price has decreased by -1.31% in the last 52 weeks. The beta is 0.40, so SpareBank 1 SMN's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	-1.31%
50-Day Moving Average	204.36
200-Day Moving Average	197.21
Relative Strength Index (RSI)	36.31
Average Volume (20 Days)	145,629

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SpareBank 1 SMN had revenue of NOK 8.75 billion and earned 2.66 billion in profits. Earnings per share was 18.41.

Revenue	8.75B
Gross Profit	8.75B
Operating Income	5.23B
Pretax Income	5.23B
Net Income	2.66B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	18.41

Balance Sheet

The company has 48.04 billion in cash and 52.93 billion in debt, with a net cash position of -4.89 billion or -33.91 per share.

Cash & Cash Equivalents	48.04B
Total Debt	52.93B
Net Cash	-4.89B
Net Cash Per Share	-33.91
Equity (Book Value)	29.76B
Book Value Per Share	187.88
Working Capital	-119.97B

Cash Flow

In the last 12 months, operating cash flow was 12.47 billion and capital expenditures -136.00 million, giving a free cash flow of 12.33 billion.

Operating Cash Flow	12.47B
Capital Expenditures	-136.00M
Depreciation & Amortization	n/a
Net Borrowing	-5.31B
Free Cash Flow	12.33B
FCF Per Share	85.52

Margins

Gross Margin	n/a
Operating Margin	59.72%
Pretax Margin	59.72%
Profit Margin	47.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	140.88%

Dividends & Yields

This stock pays an annual dividend of 13.50, which amounts to a dividend yield of 7.12%.

Dividend Per Share	13.50
Dividend Yield	7.12%
Dividend Growth (YoY)	8.00%
Years of Dividend Growth	2
Payout Ratio	3.73%
Buyback Yield	12.67%
Shareholder Yield	19.79%
Earnings Yield	9.71%
FCF Yield	45.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 27, 2009. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 27, 2009
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4