SpareBank 1 SMN (OSL:MING)

SpareBank 1 SMN Statistics

Total Valuation

SpareBank 1 SMN has a market cap or net worth of NOK 27.26 billion.

Market Cap	27.26B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Mar 21, 2025

Share Statistics

SpareBank 1 SMN has 144.18 million shares outstanding. The number of shares has increased by 0.37% in one year.

Current Share Class	144.18M
Shares Outstanding	144.18M
Shares Change (YoY)	+0.37%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	0.21%
Owned by Institutions (%)	38.69%
Float	143.88M

Valuation Ratios

The trailing PE ratio is 9.33 and the forward PE ratio is 10.63.

PE Ratio	9.33
Forward PE	10.63
PS Ratio	2.98
PB Ratio	0.92
P/TBV Ratio	0.98
P/FCF Ratio	6.52
P/OCF Ratio	7.07
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	14.33
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.10%.

Return on Equity (ROE)	16.10%
Return on Assets (ROA)	1.86%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.37M
Profits Per Employee	1.72M
Employee Count	1,835
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SpareBank 1 SMN has paid 1.04 billion in taxes.

Income Tax	1.04B
Effective Tax Rate	18.30%

Stock Price Statistics

The stock price has increased by +22.25% in the last 52 weeks. The beta is 0.55, so SpareBank 1 SMN's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+22.25%
50-Day Moving Average	193.92
200-Day Moving Average	183.51
Relative Strength Index (RSI)	42.09
Average Volume (20 Days)	85,791

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SpareBank 1 SMN had revenue of NOK 9.15 billion and earned 2.92 billion in profits. Earnings per share was 20.27.

Revenue	9.15B
Gross Profit	9.15B
Operating Income	5.67B
Pretax Income	5.67B
Net Income	2.92B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	20.27

Balance Sheet

The company has 45.54 billion in cash and 59.95 billion in debt, giving a net cash position of -14.41 billion or -99.92 per share.

Cash & Cash Equivalents	45.54B
Total Debt	59.95B
Net Cash	-14.41B
Net Cash Per Share	-99.92
Equity (Book Value)	29.65B
Book Value Per Share	187.88
Working Capital	-121.24B

Cash Flow

In the last 12 months, operating cash flow was 3.86 billion and capital expenditures 325.00 million, giving a free cash flow of 4.18 billion.

Operating Cash Flow	3.86B
Capital Expenditures	325.00M
Free Cash Flow	4.18B
FCF Per Share	29.01

Margins

Gross Margin	n/a
Operating Margin	61.92%
Pretax Margin	61.92%
Profit Margin	49.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	45.71%

Dividends & Yields

This stock pays an annual dividend of 12.50, which amounts to a dividend yield of 6.61%.

Dividend Per Share	12.50
Dividend Yield	6.61%
Dividend Growth (YoY)	4.17%
Years of Dividend Growth	1
Payout Ratio	50.19%
Buyback Yield	-0.37%
Shareholder Yield	6.24%
Earnings Yield	10.72%
FCF Yield	15.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 27, 2009. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 27, 2009
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4