SpareBank 1 SMN (OSL:MING)
Norway · Delayed Price · Currency is NOK 190.10
-1.16 (-0.61%)
Jun 15, 2026, 4:25 PM CET
SpareBank 1 SMN Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 10,383 | 5,343 | 5,373 | 4,632 | 3,339 | 2,805 |
Net Interest Income Growth | -1.64% | -0.56% | 16.00% | 38.72% | 19.04% | 1.67% |
Non-Interest Income | 7,556 | 3,725 | 3,750 | 2,883 | 2,422 | 2,162 |
Non-Interest Income Growth | -0.91% | -0.67% | 30.07% | 19.03% | 12.03% | -15.38% |
Revenues Before Loan Losses | 17,939 | 9,068 | 9,123 | 7,515 | 5,761 | 4,967 |
Provision for Credit Losses | 220 | 140 | 176 | 14 | -7 | 161 |
| 17,719 | 8,928 | 8,947 | 7,501 | 5,768 | 4,806 | |
Revenue Growth (YoY) | -1.60% | -0.21% | 19.28% | 30.04% | 20.02% | 10.15% |
Compensation Expenses | 2,132 | 2,089 | 1,981 | 1,691 | 1,406 | 1,378 |
Selling, General & Admin | 1,456 | 1,390 | 1,319 | 1,326 | 1,038 | 981 |
Total Non-Interest Expense | 3,588 | 3,479 | 3,300 | 3,017 | 2,443 | 2,360 |
Pretax Income | 14,131 | 5,449 | 5,647 | 4,484 | 3,325 | 2,446 |
Provision for Income Taxes | 1,016 | 1,072 | 1,054 | 904 | 718 | 563 |
Net Income | 13,115 | 4,377 | 4,593 | 3,580 | 2,607 | 1,883 |
Minority Interest in Earnings | 83 | 88 | 106 | 74 | 130 | 160 |
Net Income Attributable to Preferred Dividends | 155 | 161 | 146 | 125 | 63 | 50 |
Earnings From Discontinued Operations | -7 | -11 | -2 | 108 | 179 | 200 |
Net Income to Common | 12,870 | 4,117 | 4,339 | 3,489 | 2,593 | 1,873 |
Net Income Growth | -2.97% | -5.12% | 24.36% | 34.55% | 38.44% | 112.12% |
Shares Outstanding (Basic) | 144 | 144 | 144 | 138 | 129 | 129 |
Shares Outstanding (Diluted) | 144 | 144 | 144 | 138 | 129 | 129 |
Shares Change (YoY) | 0.01% | 0.00% | 4.40% | 6.80% | -0.02% | -0.01% |
EPS (Basic) | 18.22 | 19.08 | 20.10 | 16.87 | 12.82 | 13.31 |
EPS (Diluted) | 18.22 | 19.08 | 20.10 | 16.87 | 12.82 | 13.31 |
EPS Growth | -8.16% | -5.08% | 19.15% | 31.59% | -3.68% | 50.06% |
Free Cash Flow | 10,000 | 9,754 | 636 | 7,809 | -8,471 | -1,966 |
Free Cash Flow Growth | 2.52% | 1433.65% | -91.86% | - | - | - |
Free Cash Flow Per Share | 69.35 | 67.65 | 4.41 | 56.54 | -65.51 | -15.20 |
Dividends Per Share | 13.500 | 13.500 | 12.500 | 12.000 | 6.500 | 7.500 |
Dividend Growth | - | 8.00% | 4.17% | 84.61% | -13.33% | 70.45% |
Profit Margin | 74.02% | 49.03% | 51.34% | 47.73% | 45.20% | 39.18% |
FCF Margin | 56.44% | 109.25% | 7.11% | 104.11% | -146.86% | -40.91% |
EBITDA | - | 0 | 0 | 0 | 117 | 186 |
EBITDA Margin | - | 0.00% | 0.00% | 0.00% | 2.03% | 3.87% |
Effective Tax Rate | 7.19% | 19.67% | 18.66% | 20.16% | 21.59% | 23.02% |