SpareBank 1 SMN (OSL:MING)
Norway · Delayed Price · Currency is NOK 208.00
+5.95 (2.94%)
Aug 17, 2026, 4:26 PM CET
SpareBank 1 SMN Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 8,769 | 8,918 | 8,946 | 7,610 | 5,947 | 5,824 |
Revenue Growth | -4.29% | -0.31% | 17.56% | 27.96% | 2.11% | 10.28% |
Net Income Net Income Growth | 2,686 | 2,751 | 2,898 | 2,329 | 1,658 | 1,722 |
Earnings Per Share EPS Growth | - | 19.08 | 20.10 | 16.86 | 12.82 | 13.31 |
EPS Growth | - | -5.08% | 19.18% | 31.53% | -3.70% | 50.15% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Market Retail Market Growth | 3,064 | 3,205 | 3,039 | 2,804 | 2,283 | 2,074 |
Corporate Market Corporate Market Growth | 2,929 | 3,053 | 2,877 | 1,770 | 1,804 | 1,386 |
EiendomsMegler 1 Midt-Norge AS EiendomsMegler 1 Midt-Norge AS Growth | 617 | 569 | 512 | 435 | 429 | 453 |
SpareBank 1 Finans Midt- Norge SpareBank 1 Finans Midt- Norge Growth | 476 | 459 | 453 | 311 | 329 | 364 |
SpareBank 1 Regnskapshuset SMN AS SpareBank 1 Regnskapshuset SMN AS Growth | 861 | 850 | 808 | 720 | 607 | 562 |
Other Segment Other Segment Growth | 1,123 | 1,017 | 1,254 | 379 | 466 | 701 |
Eliminations Eliminations Growth | -62 | -86 | 179 | 270 | -158 | 246 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 10,263 | 6,911 | 8,948 | 8,816 | 8,685 | 7,024 |
Total Debt Total Debt Growth | 55,683 | 52,629 | 59,520 | 55,465 | 58,451 | 46,948 |
Net Cash (Debt) Net Cash Growth | -45,420 | -45,718 | -50,572 | -46,649 | -49,766 | -39,924 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | - | -317.06 | -350.74 | -337.78 | -384.84 | -308.68 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 13,957 | 9,902 | 877 | 8,016 | -19,382 | -15,582 |
Capital Expenditures CapEx Growth | -133 | -148 | -241 | -207 | -89 | -145 |
Free Cash Flow Free Cash Flow Growth | 13,824 | 9,754 | 636 | 7,809 | -19,471 | -15,727 |
Free Cash Flow Growth | 230.48% | 1433.65% | -91.86% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 30.63% | 30.85% | 32.39% | 30.60% | 27.88% | 29.57% |
FCF Margin | 157.65% | 109.37% | 7.11% | 102.61% | -327.41% | -270.04% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 18, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 13.500 | 13.500 | 12.500 | 12.000 | 6.500 | 7.500 |
Dividend Per Share Growth | 8.00% | 8.00% | 4.17% | 84.61% | -13.33% | 70.45% |
Dividend Yield | 6.68% | 7.01% | 8.36% | 10.55% | 6.72% | 6.97% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 18, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.17 | 10.80 | 8.53 | 8.76 | 9.94 | 11.20 |
Forward PE | 11.26 | 11.19 | 9.68 | 8.53 | 8.47 | 12.19 |
P/FCF Ratio | 2.17 | 3.05 | 38.85 | 2.61 | - | - |
PS Ratio | 3.42 | 3.33 | 2.76 | 2.68 | 2.77 | 3.31 |