SpareBank 1 SMN (OSL:MING)
Norway flag Norway · Delayed Price · Currency is NOK
216.05
+0.35 (0.16%)
Sep 7, 2026, 4:25 PM CET

SpareBank 1 SMN Ratios and Metrics

Millions NOK. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
31,15829,71024,70620,39416,47219,279
Market Cap Growth
15.22%20.26%21.15%23.81%-14.56%52.77%
Last Close Price
216.05192.66149.61113.7296.78107.55

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6010.808.538.769.9411.20
PS Ratio
3.563.332.762.682.773.31
PB Ratio
1.010.930.810.710.660.83
P/FCF Ratio
5.563.0538.852.61--
P/OCF Ratio
5.433.0028.172.54--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.951.651.951.942.362.02
Debt / FCF Ratio
10.715.4093.597.10--
Net Debt / Equity Ratio
0.141.441.661.632.011.72
Net Debt / FCF Ratio
0.794.6979.525.97-2.56-2.54
Return on Equity (ROE)
14.09%14.00%15.53%13.82%11.59%13.03%
Return on Assets (ROA)
1.66%1.78%1.91%1.62%1.32%1.50%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.62%14.40%18.16%17.73%16.12%14.23%
FCF Yield
17.99%32.83%2.57%38.29%-118.21%-81.58%
Dividend Yield
6.29%7.01%8.36%10.55%6.72%6.97%
Payout Ratio
50.32%45.90%41.82%26.69%38.91%22.57%
Buyback Yield / Dilution
-0.01%-0.00%-4.40%-6.80%0.02%0.01%
Total Shareholder Return
6.29%7.00%3.95%3.75%6.73%6.99%