SpareBank 1 SMN Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	27,415	29,715	24,706	19,584	16,471	19,279
Market Cap Growth	-1.42%	20.28%	26.16%	18.90%	-14.56%	52.66%
Enterprise Value	-	79,772	80,223	70,232	115,535	103,535
Last Close Price	190.10	206.05	171.32	141.80	127.40	149.00
PE Ratio	10.32	10.80	8.52	8.41	9.94	11.19
Forward PE	10.64	11.19	9.68	8.53	8.47	12.19
PEG Ratio	-	0.58	0.58	0.58	0.58	0.66
PS Ratio	3.13	3.33	2.76	2.61	2.86	4.01
PB Ratio	0.92	1.13	0.99	0.81	0.66	0.83
P/FCF Ratio	2.22	3.05	38.85	2.51	-	-
P/OCF Ratio	2.20	3.00	28.17	2.44	-	-
EV/Sales Ratio	-	8.94	8.97	9.36	20.03	21.54
EV/EBITDA Ratio	-	-	-	-	987.48	556.64
EV/FCF Ratio	-	8.18	126.14	8.99	-	-
Debt / Equity Ratio	1.56	1.49	1.73	1.68	3.96	3.63
Debt / EBITDA Ratio	-	-	-	-	846.70	452.99
Debt / FCF Ratio	4.64	4.86	82.79	6.16	-	-
Net Debt / Equity Ratio	1.71	1.80	2.11	1.98	3.96	3.63
Net Debt / EBITDA Ratio	-	-	-	-	846.70	452.99
Net Debt / FCF Ratio	4.64	4.86	82.79	6.16	-11.69	-42.86
Asset Turnover	0.07	0.04	0.04	0.03	0.03	0.02
Return on Equity (ROE)	42.56%	14.03%	15.54%	13.36%	10.81%	8.45%
Earnings Yield	9.68%	9.26%	11.73%	11.90%	10.06%	8.93%
FCF Yield	44.99%	32.83%	2.57%	39.88%	-	-
Dividend Yield	7.06%	6.07%	7.00%	4.29%	5.89%	2.95%
Payout Ratio	3.73%	43.79%	39.87%	24.08%	37.41%	30.38%
Buyback Yield / Dilution	0.00%	-0.00%	-4.40%	-6.80%	0.02%	0.01%
Total Shareholder Return	7.06%	6.07%	2.60%	-2.51%	5.91%	2.97%