Nidaros Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	111.35	111.38	112.49	111.98	90.58	74.54
Net Interest Income Growth	0.32%	-0.99%	0.46%	23.62%	21.52%	0.55%
Non-Interest Income	31.62	29.27	-	-	-	20.45
Non-Interest Income Growth	66.33%	-	-	-	-	-
Revenues Before Loan Losses	142.98	140.65	112.49	111.98	90.58	94.99
Provision for Credit Losses	1.59	2.64	5.43	4.8	3.35	-4.29
Revenue	141.39	138.01	107.06	107.18	87.23	99.28
Revenue Growth	14.05%	28.91%	-0.11%	22.87%	-12.14%	44.34%
Compensation Expenses	-	-	44.98	38.68	-	-
Other Non-Interest Expenses	39.99	45.74	44.59	43.18	31.56	33.64
Total Non-Interest Expense	82.45	89.62	89.56	81.85	31.56	64.01
Pretax Income	47.78	53.67	43.26	42.32	34.27	35.27
Provision for Income Taxes	-9.06	-	8.27	8.94	7.14	-
Net Income	56.84	53.67	34.99	33.38	27.13	35.27
Net Income to Common	38.65	43.46	34.99	33.38	27.13	27.75
Net Income Growth	16.82%	24.21%	4.81%	23.04%	-2.25%	0.38%
Shares Outstanding (Basic)	1	1	1	1	1	1
Shares Outstanding (Diluted)	1	1	1	1	1	1
Shares Change	-	-	0.24%	-	-	-0.01%
EPS (Basic)	34.25	8.00	7.35	5.67	5.73	6.29
EPS (Diluted)	34.25	8.00	7.35	5.67	5.73	6.29
EPS Growth	16.82%	8.84%	29.63%	-1.05%	-8.90%	1.45%
Free Cash Flow	-	92.63	55.09	17.53	0.03	-110.69
Free Cash Flow Growth	-	68.13%	214.24%	67273.76%	-	-
Free Cash Flow Per Share	-	82.07	48.82	15.57	0.02	-98.32
Dividends Per Share	5.750	5.750	5.870	5.670	8.600	5.860
Dividend Growth	-2.04%	-2.04%	3.53%	-34.07%	46.76%	9.13%
Profit Margin	40.20%	38.89%	32.68%	31.15%	31.10%	35.53%
FCF Margin	-	67.12%	51.46%	16.36%	0.03%	-111.49%
Effective Tax Rate	-18.95%	0.00%	19.11%	21.13%	20.83%	0.00%