SpareBank 1 Nord-Norge (OSL:NONG)
158.08
-0.16 (-0.10%)
Aug 3, 2026, 9:43 AM CET
SpareBank 1 Nord-Norge Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 6,724 | 4,383,000,743 | 4,564,000,907 | 4,204 | 3,075 | 2,910 |
Revenue Growth | -6.09% | -3.97% | 108563194.65% | 36.71% | 5.67% | -2.38% |
Net Income Net Income Growth | 3,329 | 3,457,000,000 | 3,663,000,000 | 2,548 | 1,851 | 2,295 |
Earnings Per Share EPS Growth | 14.86 | 15.29 | 16.30 | 11.40 | 18.44 | 22.86 |
EPS Growth | -11.12% | -6.20% | 42.98% | -38.17% | -19.35% | 31.75% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Sparebank 1 Finans Nord-Norge Sparebank 1 Finans Nord-Norge Growth | 368 | 358 | 344 | 293 | 263 | 471 |
Unallocated Unallocated Growth | 1,160 | 1,233 | 1,392 | - | - | - |
Retail Market Retail Market Growth | 2,525 | 2,507 | 2,510 | 2,298 | 1,876 | 1,614 |
Eiendoms- Megler 1 Nord-Norge Eiendoms- Megler 1 Nord-Norge Growth | 246 | 248 | 227 | 265 | 242 | 246 |
Sparebank 1 Regnskaps- Huset Nord- Norge Sparebank 1 Regnskaps- Huset Nord- Norge Growth | 327 | 335 | 334 | 241 | 218 | 212 |
Corporate Banking (Excluding SMB) Corporate Banking (Excluding SMB) Growth | - | 1,698 | 1,709 | 1,457 | 1,132 | 1,003 |
Total Total Growth | 6,321 | 6,379 | 6,516 | 5,181 | 4,001 | 4,543 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 959 | 1,076 | 1,404 | 402 | 145 | 399 |
Total Debt Total Debt Growth | 23,271 | 23,846 | 23,191 | 22,337 | 21,054 | 22,087 |
Net Cash (Debt) Net Cash Growth | -23,271 | -23,846 | -23,191 | -22,337 | -21,054 | -22,087 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -103.88 | -0.00 | -230.99 | -222.48 | -209.71 | -219.99 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 5,069 | 2,161 | 3,655 | 1,720 | 3,004 | 2,828 |
Capital Expenditures CapEx Growth | -95 | -104 | -84 | -70 | -62 | -49 |
Free Cash Flow Free Cash Flow Growth | 4,974 | 2,057 | 3,571 | 1,650 | 2,942 | 2,779 |
Free Cash Flow Growth | 641.28% | -42.40% | 116.42% | -43.92% | 5.87% | 38.12% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 62.39% | 97.63% | 98.86% | 77.85% | 76.88% | 96.01% |
Profit Margin | 50.04% | 78.87% | 80.26% | 60.61% | 60.20% | 78.87% |
FCF Margin | 73.97% | 0.00% | 0.00% | 39.25% | 95.67% | 95.50% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 8.500 | 8.500 | 8.750 | 7.000 | 8.200 | 7.000 |
Dividend Per Share Growth | -2.86% | -2.86% | 25.00% | -14.63% | 17.14% | 79.49% |
Dividend Yield | 5.37% | 0.00% | 15.59% | 15.33% | 18.51% | 7.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.64 | 9.93 | 7.58 | 9.05 | 5.21 | 4.93 |
Forward PE | 11.35 | 11.66 | 9.13 | 8.23 | 8.89 | 12.72 |
P/FCF Ratio | - | 7.41 | 3.47 | 6.28 | 3.28 | 4.07 |
PS Ratio | 2.51 | 0.00 | 0.00 | 2.46 | 3.13 | 3.88 |