SpareBank 1 Nord-Norge (OSL:NONG)

SpareBank 1 Nord-Norge Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	18	1,076	1,404	402	145	399
Investment Securities	30,968	30,145	25,957	23,688	23,668	5,512
Trading Asset Securities	1,277	2,069	2,318	2,145	2,252	21,083
Total Investments	32,245	32,214	28,275	25,833	25,920	26,595
Gross Loans	119,552	73,818	71,178	98,351	91,359	85,945
Allowance for Loan Losses	-837	-771	-826	-756	-664	-643
Other Adjustments to Gross Loans	-	-883	-370	-304	-291	-258
Net Loans	118,715	72,164	69,982	97,291	90,404	85,044
Property, Plant & Equipment	784	814	775	811	829	859
Goodwill	-	186	186	185	117	114
Other Intangible Assets	241	55	43	8	1	2
Loans Held for Sale	-	37,001	34,240	3,045	4,233	5,664
Accrued Interest Receivable	105	-	-	-	-	-
Other Receivables	-	293	302	139	270	52
Other Current Assets	154	281	274	212	286	111
Other Long-Term Assets	115	219	192	212	114	340
Total Assets	152,377	144,303	135,673	128,138	122,319	119,180

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	-	-	-	759	-
Accrued Expenses	1,736	89	83	126	114	134
Interest Bearing Deposits	99,268	8,032	8,522	7,981	6,432	5,458
Non-Interest Bearing Deposits	-	86,363	79,096	74,514	73,052	70,691
Total Deposits	99,268	94,395	87,618	82,495	79,484	76,149
Short-Term Borrowings	1,269	1,805	1,847	2,362	2,444	1,694
Current Portion of Long-Term Debt	-	2,468	4,326	4,326	3,453	5,332
Current Portion of Leases	52	416	388	399	399	397
Current Income Taxes Payable	482	783	703	736	619	827
Other Current Liabilities	1,838	1,772	1,946	2,049	1,176	732
Long-Term Debt	25,658	21,378	18,865	18,011	17,601	16,755
Long-Term Deferred Tax Liabilities	256	257	187	51	25	127
Other Long-Term Liabilities	58	-	-	61	-	-
Total Liabilities	130,962	123,464	116,334	110,948	106,396	102,527

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,807	1,807	1,807	1,807	1,807	1,807
Additional Paid-In Capital	843	843	843	843	843	843
Retained Earnings	16,863	16,421	14,962	13,045	-	11,357
Comprehensive Income & Other	1,575	1,450	1,450	1,250	13,042	2,449
Total Common Equity	21,088	20,521	19,062	16,945	15,692	16,456
Minority Interest	327	318	277	245	231	197
Shareholders' Equity	21,415	20,839	19,339	17,190	15,923	16,653
Total Liabilities & Equity	152,377	144,303	135,673	128,138	122,319	119,180

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	27,324	26,067	25,426	25,098	23,897	24,178
Net Cash (Debt)	-26,029	-22,922	-21,704	-22,551	-21,500	-2,696
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-259.34	-228.31	-216.18	-224.62	-214.15	-26.85
Filing Date Shares Outstanding	100.56	100.4	100.4	100.4	100.4	100.4
Total Common Shares Outstanding	100.56	100.4	100.4	100.4	100.4	100.4
Book Value Per Share	194.04	189.95	175.42	156.33	150.32	156.14
Tangible Book Value	20,847	20,280	18,833	16,752	15,574	16,340
Tangible Book Value Per Share	191.65	187.55	173.14	154.41	149.15	154.98

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

Data Sources Report a data error