SpareBank 1 Nord-Norge (OSL:NONG)

SpareBank 1 Nord-Norge Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,001	402	145	399	360
Investment Securities	26,743	23,688	23,668	5,512	5,372
Trading Asset Securities	1,532	2,145	2,252	21,083	20,008
Total Investments	28,275	25,833	25,920	26,595	25,380
Gross Loans	70,211	98,351	91,359	85,945	86,819
Allowance for Loan Losses	-826	-756	-664	-643	-762
Other Adjustments to Gross Loans	-	-304	-291	-258	-226
Net Loans	69,385	97,291	90,404	85,044	85,831
Property, Plant & Equipment	811	811	829	859	975
Goodwill	-	185	117	114	109
Other Intangible Assets	193	8	1	2	4
Loans Held for Sale	34,240	3,045	4,233	5,664	3,917
Accrued Interest Receivable	89	-	-	-	-
Other Receivables	-	183	270	52	135
Other Current Assets	427	294	286	111	91
Other Long-Term Assets	252	86	114	340	496
Total Assets	135,673	128,138	122,319	119,180	117,298
Accounts Payable	-	666	759	-	-
Accrued Expenses	-	126	114	134	146
Interest Bearing Deposits	88,379	7,981	6,432	5,458	4,218
Non-Interest Bearing Deposits	-	74,514	73,052	70,691	68,940
Total Deposits	88,379	82,495	79,484	76,149	73,158
Short-Term Borrowings	1,086	2,362	2,444	1,694	2,628
Current Portion of Long-Term Debt	-	4,326	3,453	5,332	3,456
Current Portion of Leases	388	399	399	397	443
Current Income Taxes Payable	703	736	619	827	80
Other Current Liabilities	2,400	1,444	1,176	732	901
Long-Term Debt	23,191	18,011	17,601	16,755	20,761
Long-Term Deferred Tax Liabilities	187	51	25	127	455
Total Liabilities	116,334	110,948	106,396	102,527	102,276
Common Stock	1,807	1,807	1,807	1,807	1,807
Additional Paid-In Capital	843	843	843	843	843
Retained Earnings	14,962	-	-	11,357	10,080
Comprehensive Income & Other	1,450	14,295	13,042	2,449	2,292
Total Common Equity	19,062	16,945	15,692	16,456	15,022
Minority Interest	277	245	231	197	-
Shareholders' Equity	19,339	17,190	15,923	16,653	15,022
Total Liabilities & Equity	135,673	128,138	122,319	119,180	117,298
Total Debt	24,665	25,098	23,897	24,178	27,288
Net Cash (Debt)	-21,132	-22,551	-21,500	-2,696	-6,920
Net Cash Per Share	-210.48	-224.62	-214.15	-26.85	-68.93
Filing Date Shares Outstanding	100.4	100.4	100.4	100.4	100.4
Total Common Shares Outstanding	100.4	100.4	100.4	100.4	100.4
Book Value Per Share	175.42	156.33	150.32	156.14	141.86
Tangible Book Value	18,869	16,752	15,574	16,340	14,909
Tangible Book Value Per Share	173.50	154.41	149.15	154.98	140.73

Source: S&P Capital IQ. Banks template. Financial Sources.