SpareBank 1 Nord-Norge (OSL:NONG)

Total Valuation

OSL:NONG has a market cap or net worth of NOK 14.55 billion.

Market Cap	14.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	Apr 9, 2025

Share Statistics

OSL:NONG has 100.40 million shares outstanding. The number of shares has increased by 0.24% in one year.

Current Share Class	100.40M
Shares Outstanding	100.40M
Shares Change (YoY)	+0.24%
Shares Change (QoQ)	-3.02%
Owned by Insiders (%)	3.84%
Owned by Institutions (%)	55.73%
Float	96.55M

Valuation Ratios

The trailing PE ratio is 8.66 and the forward PE ratio is 10.45.

PE Ratio	8.66
Forward PE	10.45
PS Ratio	2.20
PB Ratio	0.72
P/TBV Ratio	0.74
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-6.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.64%.

Return on Equity (ROE)	20.64%
Return on Assets (ROA)	2.78%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.71M
Profits Per Employee	1.70M
Employee Count	1,082
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:NONG has paid 844.00 million in taxes.

Income Tax	844.00M
Effective Tax Rate	18.33%

Stock Price Statistics

The stock price has increased by +47.67% in the last 52 weeks. The beta is 0.52, so OSL:NONG's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+47.67%
50-Day Moving Average	143.22
200-Day Moving Average	127.75
Relative Strength Index (RSI)	47.63
Average Volume (20 Days)	98,901

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:NONG had revenue of NOK 6.63 billion and earned 1.68 billion in profits. Earnings per share was 16.73.

Revenue	6.63B
Gross Profit	6.63B
Operating Income	4.60B
Pretax Income	4.60B
Net Income	1.68B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	16.73

Balance Sheet

The company has 2.64 billion in cash and 26.32 billion in debt, giving a net cash position of -23.68 billion or -235.86 per share.

Cash & Cash Equivalents	2.64B
Total Debt	26.32B
Net Cash	-23.68B
Net Cash Per Share	-235.86
Equity (Book Value)	20.11B
Book Value Per Share	183.31
Working Capital	-55.40B

Cash Flow

In the last 12 months, operating cash flow was -4.08 billion and capital expenditures -21.00 million, giving a free cash flow of -4.10 billion.

Operating Cash Flow	-4.08B
Capital Expenditures	-21.00M
Free Cash Flow	-4.10B
FCF Per Share	-40.86

Margins

Gross Margin	n/a
Operating Margin	69.48%
Pretax Margin	69.48%
Profit Margin	56.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 8.75, which amounts to a dividend yield of 6.04%.

Dividend Per Share	8.75
Dividend Yield	6.04%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	n/a
Payout Ratio	36.69%
Buyback Yield	-0.24%
Shareholder Yield	5.81%
Earnings Yield	11.54%
FCF Yield	-28.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2011. It was a forward split with a ratio of 2.6666666667.

Last Split Date	Mar 31, 2011
Split Type	Forward
Split Ratio	2.6666666667

Scores

Altman Z-Score	n/a
Piotroski F-Score	2