Romerike Sparebank (OSL:ROMER)
Norway · Delayed Price · Currency is NOK 141.98
+1.98 (1.41%)
At close: Sep 12, 2025
Romerike Sparebank Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 1,058 | 1,018 | 823.18 | 403.43 | 248.76 | 250.54 | Upgrade |
Interest Income on Investments | 29.17 | 15.99 | 23.01 | 24.48 | 19.66 | 19.58 | Upgrade |
Total Interest Income | 1,087 | 1,034 | 846.18 | 427.91 | 268.42 | 270.12 | Upgrade |
Interest Paid on Deposits | 674.13 | 628.63 | 471.56 | 169.28 | 78.64 | 95.33 | Upgrade |
Total Interest Expense | 674.13 | 628.63 | 471.56 | 169.28 | 78.64 | 95.33 | Upgrade |
Net Interest Income | 413.17 | 404.97 | 374.63 | 258.63 | 189.78 | 174.79 | Upgrade |
Net Interest Income Growth (YoY) | 5.02% | 8.10% | 44.85% | 36.28% | 8.57% | 8.04% | Upgrade |
Other Non-Interest Income | 72.24 | 64.48 | 47.17 | 30.57 | 38.68 | 32.55 | Upgrade |
Total Non-Interest Income | 72.24 | 64.48 | 47.17 | 30.57 | 38.68 | 32.55 | Upgrade |
Non-Interest Income Growth (YoY) | 29.48% | 36.71% | 54.29% | -20.97% | 18.84% | 11.62% | Upgrade |
Revenues Before Loan Losses | 485.41 | 469.45 | 421.79 | 289.2 | 228.46 | 207.34 | Upgrade |
Provision for Loan Losses | 24.2 | 30.23 | 21.34 | 4.43 | -14.21 | 12.65 | Upgrade |
| 461.21 | 439.23 | 400.45 | 284.76 | 242.66 | 194.69 | Upgrade | |
Revenue Growth (YoY) | 7.36% | 9.68% | 40.63% | 17.35% | 24.64% | 3.08% | Upgrade |
Salaries and Employee Benefits | 98.08 | 90.12 | 88.69 | 67.3 | 53.02 | 49.68 | Upgrade |
Occupancy Expenses | 4.52 | 6.42 | 7.38 | 4.56 | 3.88 | 0.19 | Upgrade |
Selling, General & Administrative | - | - | - | 16.36 | 9.45 | 11.37 | Upgrade |
Other Non-Interest Expense | 93.4 | 93.43 | 101.02 | 50.45 | 38.96 | 47.48 | Upgrade |
Total Non-Interest Expense | 195.99 | 189.96 | 197.09 | 138.67 | 105.3 | 108.71 | Upgrade |
EBT Excluding Unusual Items | 265.21 | 249.27 | 203.36 | 146.09 | 137.36 | 85.98 | Upgrade |
Pretax Income | 265.21 | 249.27 | 203.36 | 146.09 | 137.36 | 85.98 | Upgrade |
Income Tax Expense | 58.36 | 57.19 | 45.07 | 27.41 | 29.41 | 16.21 | Upgrade |
Net Income | 206.85 | 192.07 | 158.29 | 118.68 | 107.95 | 69.77 | Upgrade |
Preferred Dividends & Other Adjustments | 159.49 | 159.49 | 129.27 | 23.48 | 15.11 | 58.24 | Upgrade |
Net Income to Common | 47.36 | 32.58 | 29.02 | 95.2 | 92.84 | 11.53 | Upgrade |
Net Income Growth | 14.42% | 21.34% | 33.38% | 9.94% | 54.74% | -25.89% | Upgrade |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 1 | 1 | Upgrade |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 1 | 1 | Upgrade |
Shares Change (YoY) | - | - | - | 183.63% | - | - | Upgrade |
EPS (Basic) | 16.70 | 11.49 | 10.23 | 33.56 | 92.84 | 11.53 | Upgrade |
EPS (Diluted) | 16.70 | 11.49 | 10.23 | 33.56 | 92.84 | 11.53 | Upgrade |
EPS Growth | -8.06% | 12.26% | -69.51% | -63.85% | 705.42% | -87.76% | Upgrade |
Dividend Per Share | 10.500 | 10.500 | 9.500 | 6.700 | 8.400 | 7.400 | Upgrade |
Dividend Growth | 10.53% | 10.53% | 41.79% | -20.24% | 13.51% | -11.91% | Upgrade |
Effective Tax Rate | 22.00% | 22.94% | 22.16% | 18.76% | 21.41% | 18.86% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.