Romerike Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	226.15	192.07	158.29	118.68	107.95
Depreciation & Amortization	2.53	6.42	7.38	4.56	3.88
Other Operating Activities	-656.26	-1,018	-747.51	-322.12	363.98
Operating Cash Flow	-427.59	-819.78	-581.84	-198.88	475.81
Capital Expenditures	-12.21	-	-	-	-
Sale of Property, Plant and Equipment	-	-	-	-	10.98
Investment in Securities	-34.56	-38.45	-6.98	-49.31	-37.25
Other Investing Activities	35.04	15.99	23.01	24.48	19.71
Investing Cash Flow	-11.73	-22.46	16.03	-24.83	-6.56
Long-Term Debt Issued	1,650	1,438	1,579	980.49	493.99
Total Debt Issued	1,650	1,438	1,579	980.49	493.99
Long-Term Debt Repaid	-555.5	-681.8	-550.27	-869.45	-611.12
Total Debt Repaid	-555.5	-681.8	-550.27	-869.45	-611.12
Net Debt Issued (Repaid)	1,095	755.92	1,029	111.04	-117.14
Issuance of Common Stock	-	-	-	190.68	-
Common Dividends Paid	-29.78	-26.95	-19	-8.4	-7.4
Other Financing Activities	-324.39	-268.39	-189.66	-66.11	-36.64
Financing Cash Flow	740.33	460.58	820.12	227.21	-161.18
Net Cash Flow	301.02	-381.66	254.31	58.02	308.07
Free Cash Flow	-439.8	-819.78	-581.84	-198.88	475.81
Free Cash Flow Margin	-88.81%	-186.64%	-145.29%	-69.84%	196.08%
Free Cash Flow Per Share	-155.06	-289.04	-205.14	-70.12	475.81
Cash Interest Paid	703.91	641.78	470.71	172.44	81.76
Cash Income Tax Paid	59.46	45.77	32.58	31.58	19.49

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.