Romerike Sparebank (OSL:ROMER)

Romerike Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,059	760.95	459.93	841.59	587.29	529.27
Investment Securities	843.83	763.89	648	624.63	575.46	326.29
Trading Asset Securities	2,600	2,483	2,269	1,994	1,692	1,199
Total Investments	3,444	3,247	2,917	2,618	2,267	1,526
Gross Loans	15,890	15,675	14,589	13,221	12,432	9,118
Allowance for Loan Losses	-55.67	-47.53	-69.43	-42.56	-19.91	-13.74
Net Loans	15,834	15,628	14,520	13,178	12,412	9,105
Property, Plant & Equipment	112.26	81.07	56.45	45.29	14.57	11.61
Investments in Real Estate	-	35.78	36.81	-	38.86	-
Accrued Interest Receivable	-	4.43	5.9	-	-	7.03
Other Receivables	-	18.87	4.33	-	-	-
Other Current Assets	-	4.51	0.83	-	-	1.74
Long-Term Deferred Tax Assets	-	-	-	-	-	1.5
Other Long-Term Assets	11.62	2.77	11.63	19.85	17.22	0.23
Total Assets	20,462	19,783	18,012	16,703	15,337	11,182

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	11,654	11,026	10,560	10,182	10,053	7,220
Total Deposits	11,654	11,026	10,560	10,182	10,053	7,220
Short-Term Borrowings	-	-	63.64	60.67	44.07	58.97
Current Portion of Long-Term Debt	1,103	1,171	401.51	629.46	496.23	600.68
Current Portion of Leases	-	11.83	5.17	8.2	7.93	3.95
Current Income Taxes Payable	-	65.89	59.97	46.63	33.57	31.8
Other Current Liabilities	-	-	-	2.73	2.99	1.74
Long-Term Debt	4,955	4,906	4,546	3,560	2,652	1,995
Long-Term Leases	-	56.58	52.58	0.91	20.59	7.3
Pension & Post-Retirement Benefits	-	0.14	0.43	1.16	2.03	0.41
Long-Term Deferred Tax Liabilities	-	5.51	2.23	-	-	-
Other Long-Term Liabilities	366.51	49.58	45.98	65	43.4	40.78
Total Liabilities	18,078	17,292	15,737	14,556	13,355	9,960

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	283.63	283.63	283.63	283.63	283.63	100
Additional Paid-In Capital	8.3	8.3	8.3	8.3	8.3	1.25
Retained Earnings	1,735	1,824	1,657	1,513	1,391	938.23
Comprehensive Income & Other	356.06	375.58	326.48	342.64	298.68	181.99
Shareholders' Equity	2,383	2,491	2,275	2,147	1,982	1,221
Total Liabilities & Equity	20,462	19,783	18,012	16,703	15,337	11,182

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	6,057	6,145	5,069	4,259	3,220	2,666
Net Cash (Debt)	-2,398	-2,901	-2,340	-1,424	-941.48	-937.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-845.40	-1022.94	-825.09	-501.99	-331.94	-937.03
Filing Date Shares Outstanding	2.84	2.84	2.84	2.84	2.84	1
Total Common Shares Outstanding	2.84	2.84	2.84	2.84	2.84	1
Book Value Per Share	813.86	851.84	765.10	720.00	661.68	1146.48
Tangible Book Value	2,383	2,491	2,275	2,147	1,982	1,221
Tangible Book Value Per Share	813.86	851.84	765.10	720.00	661.68	1146.48

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 11, 2026

Data Sources Report a data error