Romerike Sparebank (OSL:ROMER)
Norway · Delayed Price · Currency is NOK 154.96
+2.68 (1.76%)
At close: Nov 13, 2026
Romerike Sparebank Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 86.2 | 760.95 | 459.93 | 841.59 | 587.29 | 529.27 |
Investment Securities | 3,623 | 763.89 | 648 | 624.63 | 575.46 | 326.29 |
Trading Asset Securities | - | 2,483 | 2,269 | 1,994 | 1,692 | 1,199 |
Total Investments | 3,623 | 3,247 | 2,917 | 2,618 | 2,267 | 1,526 |
Gross Loans | - | 15,675 | 14,589 | 13,221 | 12,432 | 9,118 |
Allowance for Loan Losses | - | -47.53 | -69.43 | -42.56 | -19.91 | -13.74 |
Net Loans | - | 15,628 | 14,520 | 13,178 | 12,412 | 9,105 |
Property, Plant & Equipment | 109.63 | 81.07 | 56.45 | 45.29 | 14.57 | 11.61 |
Investments in Real Estate | - | 35.78 | 36.81 | - | 38.86 | - |
Accrued Interest Receivable | - | 4.43 | 5.9 | - | - | 7.03 |
Other Receivables | - | 18.87 | 4.33 | - | - | - |
Other Current Assets | - | 4.51 | 0.83 | - | - | 1.74 |
Long-Term Deferred Tax Assets | - | - | - | - | - | 1.5 |
Other Long-Term Assets | 13.35 | 2.77 | 11.63 | 19.85 | 17.22 | 0.23 |
Total Assets | 20,727 | 19,783 | 18,012 | 16,703 | 15,337 | 11,182 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 11,845 | 11,026 | 10,560 | 10,182 | 10,053 | 7,220 |
Total Deposits | 11,845 | 11,026 | 10,560 | 10,182 | 10,053 | 7,220 |
Short-Term Borrowings | - | - | 63.64 | 60.67 | 44.07 | 58.97 |
Current Portion of Long-Term Debt | - | 1,171 | 401.51 | 629.46 | 496.23 | 600.68 |
Current Portion of Leases | - | 11.83 | 5.17 | 8.2 | 7.93 | 3.95 |
Current Income Taxes Payable | - | 65.89 | 59.97 | 46.63 | 33.57 | 31.8 |
Other Current Liabilities | - | - | - | 2.73 | 2.99 | 1.74 |
Long-Term Debt | 6,161 | 4,906 | 4,546 | 3,560 | 2,652 | 1,995 |
Long-Term Leases | - | 56.58 | 52.58 | 0.91 | 20.59 | 7.3 |
Pension & Post-Retirement Benefits | - | 0.14 | 0.43 | 1.16 | 2.03 | 0.41 |
Long-Term Deferred Tax Liabilities | - | 5.51 | 2.23 | - | - | - |
Other Long-Term Liabilities | 234.46 | 49.58 | 45.98 | 65 | 43.4 | 40.78 |
Total Liabilities | 18,240 | 17,292 | 15,737 | 14,556 | 13,355 | 9,960 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 849.89 | 283.63 | 283.63 | 283.63 | 283.63 | 100 |
Additional Paid-In Capital | - | 8.3 | 8.3 | 8.3 | 8.3 | 1.25 |
Retained Earnings | 1,561 | 1,824 | 1,657 | 1,513 | 1,391 | 938.23 |
Comprehensive Income & Other | 75 | 375.58 | 326.48 | 342.64 | 298.68 | 181.99 |
Shareholders' Equity | 2,486 | 2,491 | 2,275 | 2,147 | 1,982 | 1,221 |
Total Liabilities & Equity | 20,727 | 19,783 | 18,012 | 16,703 | 15,337 | 11,182 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 6,161 | 6,145 | 5,069 | 4,259 | 3,220 | 2,666 |
Net Cash (Debt) | -6,075 | -2,901 | -2,340 | -1,424 | -941.48 | -937.03 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | - | -1022.94 | -825.09 | -501.99 | -331.94 | -937.03 |
Filing Date Shares Outstanding | - | 2.84 | 2.84 | 2.84 | 2.84 | 1 |
Total Common Shares Outstanding | - | 2.84 | 2.84 | 2.84 | 2.84 | 1 |
Book Value Per Share | - | 851.84 | 765.10 | 720.00 | 661.68 | 1146.48 |
Tangible Book Value | 2,486 | 2,491 | 2,275 | 2,147 | 1,982 | 1,221 |
Tangible Book Value Per Share | - | 851.84 | 765.10 | 720.00 | 661.68 | 1146.48 |