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Romerike Sparebank (OSL:ROMER)
Norway flag Norway · Delayed Price · Currency is NOK
153.00
-5.58 (-3.52%)
At close: Aug 3, 2026

Romerike Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
487.68132.497.55444.38102.56404.22
Revenue Growth
9.36%35.73%-78.05%333.31%-74.63%-3.73%
Net Income
216.38226.15192.07158.2933.82107.95
Earnings Per Share
76.2912.7111.6010.176.9712.11
EPS Growth
11.51%9.57%14.06%45.91%-42.44%50.06%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
Corporate Market (BM)
249.02205.85
Retail Market (RM)
352.54312.81
Unallocated
-106.35-79.44
Total
495.22439.23

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
84.9782.5377.977.4577.476.9
Total Debt
5,8956,0774,9474,1893,1482,596
Net Cash (Debt)
-5,895-6,077-4,947-4,189-3,148-2,596
Net Cash Growth
------
Net Cash Per Share
-2078.42-2142.60-1744.32-1476.99-1109.83-2595.56

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2021FY 2020
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '21 Dec '20
Operating Cash Flow
-427.59-427.59-819.78-581.84475.81-425.86
Capital Expenditures
-12.21-12.210-10.980
Free Cash Flow
-439.8-439.8-819.78-581.84486.79-425.86
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
56.77%218.90%255.53%45.76%40.86%33.98%
Profit Margin
56.77%170.81%196.90%35.62%32.98%26.71%
FCF Margin
0.00%-332.18%-840.39%-130.93%0.00%120.43%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
10.50010.50010.5009.5006.7008.400
Dividend Per Share Growth
0%0%10.53%41.79%-20.24%13.51%
Dividend Yield
6.86%7.30%7.39%5.63%0.00%4.58%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.4611.3211.0911.7017.7913.35
Forward PE
11.4112.3311.489.6914.59-
P/FCF Ratio
-----0.33
PS Ratio
0.893.083.740.763.430.40