Romerike Sparebank (OSL:ROMER)

Norway · Delayed Price · Currency is NOK

150.00

-5.88 (-3.77%)

At close: Aug 24, 2026

Romerike Sparebank Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	476.38	495.22	439.23	400.45	284.76	242.66
Revenue Growth	3.29%	12.75%	9.68%	40.63%	17.35%	24.64%
Net Income	13.95	36.14	32.58	29.02	95.2	92.84
Earnings Per Share	4.92	12.74	11.49	10.23	33.56	92.84
EPS Growth	-70.54%	10.91%	12.26%	-69.51%	-63.85%	705.42%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Retail Market (RM)	352.54	312.81
Corporate Market (BM)	249.02	205.85
Unallocated	-106.35	-79.44
Total	495.22	439.23

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,660	3,244	2,729	2,835	2,279	1,729
Total Debt	6,057	6,145	5,069	4,259	3,220	2,666
Net Cash (Debt)	-2,398	-2,901	-2,340	-1,424	-941.48	-937.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-845.40	-1022.94	-825.09	-501.99	-331.94	-937.03

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	116.54	-427.59	-819.78	-581.84	-198.88	475.81
Capital Expenditures	-12.62	-12.21	-	-	-	-
Free Cash Flow	103.93	-439.8	-819.78	-581.84	-198.88	475.81
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	2.93%	7.30%	7.42%	7.25%	33.43%	38.26%
FCF Margin	21.82%	-88.81%	-186.64%	-145.29%	-69.84%	196.08%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	10.500	10.500	10.500	9.500	6.700	8.400
Dividend Per Share Growth	0%	0%	10.53%	41.79%	-20.24%	13.51%
Dividend Yield	6.86%	7.78%	9.38%	9.90%	7.08%	8.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	30.50	11.30	11.20	11.63	3.69	1.91
Forward PE	13.11	12.33	11.48	9.69	14.59	-
P/FCF Ratio	4.09	-	-	-	-	0.37
PS Ratio	0.89	0.82	0.83	0.84	1.24	0.73