SpareBank 1 Sør-Norge ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	6,492	5,193	4,475	3,378	3,156	1,591
Depreciation & Amortization	235	186	166	165	170	172
Other Amortization	-	-	-	2	5	4
Total Asset Writedown	-	-	-	6	-	11
Other Operating Activities	-942	-13,100	4,022	-19,204	-10,766	-4,123
Operating Cash Flow	5,785	-7,721	8,663	-15,653	-7,435	-2,345
Capital Expenditures	-266	-184	-124	-97	-177	-47
Sale of Property, Plant and Equipment	21	47	-	15	3	6
Cash Acquisitions	-903	-903	-	-	-	-
Investment in Securities	327	69	-186	-221	-31	319
Other Investing Activities	649	152	659	403	-	-
Investing Cash Flow	-172	-819	349	100	-205	278
Long-Term Debt Issued	-	43,074	19,346	42,894	31,105	25,367
Long-Term Debt Repaid	-	-22,469	-20,623	-22,075	-21,895	-20,434
Net Debt Issued (Repaid)	7,097	20,605	-1,277	20,819	9,210	4,933
Issuance of Common Stock	400	1,200	3,131	-	-	-
Repurchase of Common Stock	-405	-405	-695	-150	-	-
Common Dividends Paid	-3,536	-2,264	-1,965	-1,627	-2,267	-88
Other Financing Activities	-10,000	-9,505	-7,543	-2,650	-875	-1,405
Financing Cash Flow	-6,444	9,631	-8,349	16,392	6,068	3,440
Net Cash Flow	-830	1,091	663	839	-1,572	1,373
Free Cash Flow	5,519	-7,905	8,539	-15,750	-7,612	-2,392
Free Cash Flow Margin	40.93%	-76.35%	95.13%	-223.78%	-116.18%	-56.86%
Free Cash Flow Per Share	12.03	-21.05	32.31	-61.59	-29.77	-9.34
Cash Interest Paid	13,423	15,437	12,054	4,660	1,608	2,266
Cash Income Tax Paid	1,187	2,706	1,355	235	834	1,225

Source: S&P Global Market Intelligence. Banks template. Financial Sources.