SpareBank 1 Sør-Norge ASA (OSL:SB1NO)
Norway · Delayed Price · Currency is NOK 217.00
-2.00 (-0.91%)
Aug 19, 2026, 4:25 PM CET
SpareBank 1 Sør-Norge ASA Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 13,424 | 13,689 | 10,352 | 8,976 | 7,038 | 6,552 |
Revenue Growth | 6.17% | 32.23% | 15.33% | 27.54% | 7.42% | 55.74% |
Net Income Net Income Growth | 6,263 | 6,365 | 4,911 | 4,300 | 3,293 | 3,089 |
Earnings Per Share EPS Growth | 16.79 | 16.98 | 13.08 | 16.27 | 12.88 | 12.08 |
EPS Growth | 22.53% | 29.82% | -19.61% | 26.35% | 6.60% | 105.79% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Eliminations Eliminations Growth | -115 | -108 | -92 | -85 | -87 | -63 |
Corporate Market Corporate Market Growth | 2,611 | 2,626 | 2,645 | 3,006 | 2,072 | 1,629 |
Retail Market Retail Market Growth | 4,623 | 4,696 | 3,296 | 2,764 | 2,427 | 2,357 |
Other Activities Other Activities Growth | 4,532 | 4,704 | 3,235 | 2,225 | 1,897 | 2,045 |
SME & Agriculture SME & Agriculture Growth | - | 1,771 | 1,269 | 1,067 | 727 | 582 |
Total Total Growth | 13,422 | 13,689 | 10,353 | 8,977 | 7,036 | 6,550 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 9,715 | 12,268 | 17,153 | 18,871 | 20,816 | 6,577 |
Total Debt Total Debt Growth | 232,704 | 223,277 | 219,704 | 175,429 | 166,350 | 138,067 |
Net Cash (Debt) Net Cash Growth | -222,989 | -211,009 | -202,551 | -156,558 | -145,534 | -131,490 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -597.78 | -562.91 | -539.48 | -592.37 | -569.11 | -514.22 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,987 | 10,032 | -7,717 | 8,663 | -15,653 | -7,435 |
Capital Expenditures CapEx Growth | -162 | -208 | -184 | -124 | -97 | -177 |
Free Cash Flow Free Cash Flow Growth | 8,825 | 9,824 | -7,901 | 8,539 | -15,750 | -7,612 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 46.66% | 46.50% | 47.44% | 47.91% | 46.79% | 47.15% |
FCF Margin | 65.74% | 71.77% | -76.32% | 95.13% | -223.78% | -116.18% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 12.000 | 12.000 | 8.500 | 7.500 | 7.000 | 6.000 |
Dividend Per Share Growth | 41.18% | 41.18% | 13.33% | 7.14% | 16.67% | 93.55% |
Dividend Yield | 5.48% | 6.42% | 6.49% | 6.90% | 7.29% | 5.95% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.04 | 11.68 | 7.89 | 7.92 | 9.37 | 11.03 |
Forward PE | 12.32 | 12.49 | 9.46 | 8.04 | 9.18 | 12.43 |
P/FCF Ratio | 9.22 | 7.57 | - | 3.99 | - | - |
PS Ratio | 6.06 | 5.43 | 3.74 | 3.79 | 4.39 | 5.20 |