SpareBank 1 Sør-Norge ASA Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	121	121	119	88	76	78
Securities and Investments	81,756	79,512	63,468	58,361	54,837	57,267
Short-Term Interbank Lending and Reverse Repurchase Agreements	3,766	8,314	12,711	5,536	11,939	5,366
Trading Assets	11,078	8,776	11,444	16,179	18,612	5,053
Net Loans	405,311	395,926	374,119	270,757	251,272	228,578
Net Property, Plant & Equipment	1,676	1,755	1,720	1,314	1,237	1,313
Other Intangible Assets	3,795	4,091	4,074	368	454	458
Long-Term Investments	8,275	8,648	8,144	6,000	5,041	4,894
Other Non-Earning Assets	3,655	3,735	3,536	3,583	2,261	1,395
Total Assets	519,433	513,054	479,336	362,186	345,730	304,403
Interest-bearing deposits	240,369	231,112	204,006	149,076	148,100	137,664
Total Deposits	240,369	231,112	204,006	149,076	148,100	137,664
Short-Term Interbank Borrowing and Repurchase Agreements	-	3,694	695	3,188	3,428	2,634
Trading Liabilities	9,920	7,743	9,339	13,697	15,771	3,203
Long-Term Debt	207,283	211,294	209,165	158,154	146,815	131,871
Other Liabilities	3,333	3,716	3,494	4,510	2,928	1,851
Total Liabilities	463,050	457,558	426,699	328,626	317,042	277,224
Common Stock	9,386	9,386	9,386	6,607	6,394	6,394
Additional Paid-in Capital	14,719	14,719	14,719	2,354	1,587	1,587
Retained Earnings	28,278	27,391	24,232	17,480	15,427	14,279
Minority Interest	4,000	4,000	4,300	3,155	1,700	1,850
Shareholders' Equity	56,383	55,496	52,637	33,561	28,687	27,179
Total Liabilities & Equity	519,433	513,054	479,336	362,186	345,730	304,403
Total Debt	207,283	211,294	209,165	158,154	146,815	131,871
Net Cash (Debt)	-207,283	-211,294	-209,165	-158,154	-146,815	-131,871
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-553.93	-563.67	-557.09	-598.41	-574.24	-515.70
Book Value	56,383	55,496	52,637	33,561	28,687	27,179
Book Value Per Share	150.67	148.05	140.19	126.98	112.20	106.29
Tangible Book Value	52,588	51,405	48,563	33,193	28,233	26,721
Tangible Book Value Per Share	140.53	137.13	129.34	125.59	110.43	104.50