SpareBank 1 Sør-Norge ASA (OSL:SB1NO)

SpareBank 1 Sør-Norge ASA Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	71,831	74,354	38,729	34,049	30,866	34,061
Market Cap Growth	8.60%	91.99%	13.74%	10.31%	-9.38%	46.41%
Last Close Price	191.40	187.01	130.97	108.73	96.07	100.90
PE Ratio	11.47	11.68	7.89	7.92	9.37	11.03
PS Ratio	5.32	5.43	3.74	3.79	4.39	5.20
PB Ratio	1.27	1.34	0.74	1.01	1.08	1.25
P/FCF Ratio	7.28	7.57	-	3.99	-	-
P/OCF Ratio	7.13	7.41	-	3.93	-	-
Debt / Equity Ratio	3.90	4.02	4.17	5.23	5.80	5.08
Debt / FCF Ratio	22.27	22.73	-	20.54	-	-
Net Debt / Equity Ratio	3.69	3.80	3.85	4.67	5.07	4.84
Net Debt / FCF Ratio	21.09	21.48	-25.64	18.33	-9.24	-17.27
Return on Equity (ROE)	11.84%	12.38%	12.05%	14.38%	12.09%	11.78%
Return on Assets (ROA)	1.30%	1.35%	1.23%	1.26%	1.04%	1.07%
Earnings Yield	8.69%	9.00%	13.41%	13.14%	10.94%	9.27%
FCF Yield	13.74%	13.21%	-20.40%	25.08%	-51.03%	-22.35%
Dividend Yield	6.27%	6.42%	6.49%	6.90%	7.29%	5.95%
Payout Ratio	53.68%	52.58%	43.60%	43.91%	48.16%	71.83%
Buyback Yield / Dilution	7.28%	0.16%	-42.06%	-3.35%	-0.01%	0.13%
Total Shareholder Return	13.56%	6.58%	-35.57%	3.55%	7.28%	6.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.