SpareBank 1 Sør-Norge ASA (OSL:SB1NO)

SpareBank 1 Sør-Norge ASA Statistics

Total Valuation

OSL:SB1NO has a market cap or net worth of NOK 67.13 billion.

Market Cap	67.13B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Apr 25, 2025

Share Statistics

OSL:SB1NO has 375.42 million shares outstanding. The number of shares has increased by 69.58% in one year.

Current Share Class	375.42M
Shares Outstanding	375.42M
Shares Change (YoY)	+69.58%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	0.09%
Owned by Institutions (%)	47.91%
Float	289.86M

Valuation Ratios

The trailing PE ratio is 13.35 and the forward PE ratio is 10.51.

PE Ratio	13.35
Forward PE	10.51
PS Ratio	4.98
PB Ratio	1.24
P/TBV Ratio	1.34
P/FCF Ratio	12.16
P/OCF Ratio	11.60
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	41.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.40%.

Return on Equity (ROE)	14.40%
Return on Assets (ROA)	1.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.83M
Profits Per Employee	2.66M
Employee Count	2,315
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:SB1NO has paid 1.60 billion in taxes.

Income Tax	1.60B
Effective Tax Rate	19.81%

Stock Price Statistics

The stock price has increased by +23.99% in the last 52 weeks. The beta is 0.64, so OSL:SB1NO's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+23.99%
50-Day Moving Average	174.79
200-Day Moving Average	174.22
Relative Strength Index (RSI)	59.71
Average Volume (20 Days)	161,340

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:SB1NO had revenue of NOK 13.48 billion and earned 6.15 billion in profits. Earnings per share was 13.39.

Revenue	13.48B
Gross Profit	13.48B
Operating Income	8.26B
Pretax Income	8.10B
Net Income	6.15B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	13.39

Balance Sheet

The company has 11.85 billion in cash and 226.90 billion in debt, giving a net cash position of -215.05 billion or -572.82 per share.

Cash & Cash Equivalents	11.85B
Total Debt	226.90B
Net Cash	-215.05B
Net Cash Per Share	-572.82
Equity (Book Value)	54.06B
Book Value Per Share	133.34
Working Capital	-214.66B

Cash Flow

In the last 12 months, operating cash flow was 5.79 billion and capital expenditures -266.00 million, giving a free cash flow of 5.52 billion.

Operating Cash Flow	5.79B
Capital Expenditures	-266.00M
Free Cash Flow	5.52B
FCF Per Share	14.70

Margins

Gross Margin	n/a
Operating Margin	61.26%
Pretax Margin	60.05%
Profit Margin	48.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	40.93%

Dividends & Yields

This stock pays an annual dividend of 8.50, which amounts to a dividend yield of 4.75%.

Dividend Per Share	8.50
Dividend Yield	4.75%
Dividend Growth (YoY)	13.33%
Years of Dividend Growth	2
Payout Ratio	54.47%
Buyback Yield	-69.58%
Shareholder Yield	-64.82%
Earnings Yield	9.16%
FCF Yield	8.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 27, 2009. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 27, 2009
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3