Skue Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,222	1,174	1,023	774.2	476.02	341.25
Interest Income on Investments	243.13	233.35	162.19	139.2	96.34	52.07
Total Interest Income	1,465	1,407	1,186	913.4	572.36	393.32
Interest Paid on Deposits	799.85	789.57	695.04	484.65	208.6	94.12
Net Interest Income	665.42	617.44	490.56	428.75	363.76	299.2
Net Interest Income Growth	14.49%	25.86%	14.42%	17.87%	21.58%	21.37%
Gain (Loss) on Sale of Investments	6.58	4.21	-1.56	-1.77	-13.33	-8.04
Other Non-Interest Income	116.77	105.95	80.24	64.57	61.58	66.65
Total Non-Interest Income	123.34	110.16	78.68	62.8	48.25	58.61
Non-Interest Income Growth	32.34%	40.01%	25.29%	30.15%	-17.67%	8.57%
Revenues Before Loan Losses	788.76	727.6	569.24	491.55	412.01	357.81
Provision for Loan Losses	43.86	29.66	24.16	19.64	2.81	-6.38
Revenue	744.9	697.94	545.08	471.91	409.21	364.19
Revenue Growth	14.42%	28.04%	15.50%	15.32%	12.36%	29.22%
Salaries and Employee Benefits	146.92	132.97	103.45	85.2	81.89	78.33
Occupancy Expenses	15	9.27	8.05	7.09	7.83	8.68
Selling, General & Administrative	0.55	0.55	1.16	0.56	0.48	0.67
Other Non-Interest Expense	191.37	163.38	131.33	112.03	99.51	87.68
Total Non-Interest Expense	353.84	306.17	243.99	204.88	189.71	175.36
EBT Excluding Unusual Items	391.06	391.77	301.1	267.03	219.5	188.83
Asset Writedown	-	-	-	0.01	0.24	-
Other Unusual Items	-	-	91.67	-	-	-
Pretax Income	391.06	391.77	392.76	267.04	219.73	188.83
Income Tax Expense	89.45	89.22	64.85	60.38	45.81	39.56
Net Income	301.61	302.55	327.91	206.66	173.92	149.27
Preferred Dividends & Other Adjustments	129.8	171.32	251.04	152.84	126.03	106.37
Net Income to Common	171.81	131.23	76.87	53.82	47.9	42.9
Net Income Growth	113.48%	70.72%	42.83%	12.36%	11.66%	50.21%
Basic Shares Outstanding	8	6	2	2	2	2
Diluted Shares Outstanding	8	6	2	2	2	2
Shares Change	214.30%	151.92%	9.63%	0.01%	-	5.71%
EPS (Basic)	22.84	22.71	33.51	25.72	22.90	20.51
EPS (Diluted)	22.84	22.71	33.51	25.72	22.90	20.51
EPS Growth	-32.08%	-32.23%	30.28%	12.35%	11.66%	42.10%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	22.270	22.270	32.520	17.000	12.500	11.000
Dividend Growth	-31.52%	-31.52%	91.29%	36.00%	13.64%	83.33%
Effective Tax Rate	22.87%	22.77%	16.51%	22.61%	20.85%	20.95%