Skue Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,280	1,174	1,023	774.2	476.02	341.25
Interest Income on Investments	243.13	233.35	162.19	139.2	96.34	52.07
Total Interest Income	1,523	1,407	1,186	913.4	572.36	393.32
Interest Paid on Deposits	826.71	789.57	695.04	484.65	208.6	94.12
Net Interest Income	696.26	617.44	490.56	428.75	363.76	299.2
Net Interest Income Growth	18.15%	25.86%	14.42%	17.87%	21.58%	21.37%
Gain (Loss) on Sale of Investments	-0.2	4.21	-1.56	-1.77	-13.33	-8.04
Other Non-Interest Income	119.34	105.95	80.24	64.57	61.58	66.65
Total Non-Interest Income	119.14	110.16	78.68	62.8	48.25	58.61
Non-Interest Income Growth	17.59%	40.01%	25.29%	30.15%	-17.67%	8.57%
Revenues Before Loan Losses	815.4	727.6	569.24	491.55	412.01	357.81
Provision for Loan Losses	38.17	29.66	24.16	19.64	2.81	-6.38
Revenue	777.23	697.94	545.08	471.91	409.21	364.19
Revenue Growth	18.16%	28.04%	15.50%	15.32%	12.36%	29.22%
Salaries and Employee Benefits	166.23	132.97	103.45	85.2	81.89	78.33
Occupancy Expenses	15.64	9.27	8.05	7.09	7.83	8.68
Selling, General & Administrative	0.55	0.55	1.16	0.56	0.48	0.67
Other Non-Interest Expense	180.6	163.38	131.33	112.03	99.51	87.68
Total Non-Interest Expense	363.02	306.17	243.99	204.88	189.71	175.36
EBT Excluding Unusual Items	414.21	391.77	301.1	267.03	219.5	188.83
Asset Writedown	-	-	-	0.01	0.24	-
Other Unusual Items	-	-	91.67	-	-	-
Pretax Income	414.21	391.77	392.76	267.04	219.73	188.83
Income Tax Expense	87.87	89.22	64.85	60.38	45.81	39.56
Net Income	326.34	302.55	327.91	206.66	173.92	149.27
Preferred Dividends & Other Adjustments	-15.42	171.32	251.04	152.84	126.03	106.37
Net Income to Common	341.76	131.23	76.87	53.82	47.9	42.9
Net Income Growth	522.64%	70.72%	42.83%	12.36%	11.66%	50.21%
Basic Shares Outstanding	14	6	2	2	2	2
Diluted Shares Outstanding	14	6	2	2	2	2
Shares Change	516.92%	151.92%	9.63%	0.01%	-	5.71%
EPS (Basic)	24.42	22.71	33.51	25.72	22.90	20.51
EPS (Diluted)	24.42	22.71	33.51	25.72	22.90	20.51
EPS Growth	0.93%	-32.23%	30.28%	12.35%	11.66%	42.10%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	22.270	22.270	32.520	17.000	12.500	11.000
Dividend Growth	-31.52%	-31.52%	91.29%	36.00%	13.64%	83.33%
Effective Tax Rate	21.21%	22.77%	16.51%	22.61%	20.85%	20.95%