SpareBank 1 Nordmøre Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	82	87	1,472	1,629	928
Investment Securities	499	307	170	196	190
Trading Asset Securities	3,192	3,099	2,749	2,549	2,573
Total Investments	3,691	3,406	2,919	2,745	2,763
Gross Loans	25,883	24,504	22,839	22,456	21,582
Allowance for Loan Losses	-116	-112	-102	-81	-80
Other Adjustments to Gross Loans	-24	-32	-29	-33	-
Net Loans	25,743	24,360	22,708	22,342	21,502
Property, Plant & Equipment	593	528	277	187	246
Goodwill	-	-	57	57	58
Other Intangible Assets	61	65	10	12	14
Other Receivables	29	30	56	19	12
Other Current Assets	9	11	50	117	7
Long-Term Deferred Tax Assets	8	4	-	-	-
Other Long-Term Assets	68	34	8	-	53
Total Assets	30,284	28,525	27,557	27,108	25,583
Accounts Payable	16	17	16	17	23
Accrued Expenses	61	44	34	31	35
Interest Bearing Deposits	18,752	17,493	16,984	16,508	15,950
Total Deposits	18,752	17,493	16,984	16,508	15,950
Short-Term Borrowings	23	39	44	46	18
Current Portion of Long-Term Debt	366	708	1,070	829	754
Current Portion of Leases	-	-	-	-	8
Current Income Taxes Payable	129	114	95	74	26
Long-Term Debt	6,217	5,845	5,472	5,943	5,342
Long-Term Leases	20	28	21	25	19
Pension & Post-Retirement Benefits	9	10	11	11	6
Long-Term Deferred Tax Liabilities	-	-	2	6	28
Other Long-Term Liabilities	82	59	46	34	43
Total Liabilities	25,675	24,357	23,795	23,524	22,252
Common Stock	906	906	906	906	909
Additional Paid-In Capital	116	118	118	118	116
Comprehensive Income & Other	3,581	3,140	2,734	2,555	2,301
Total Common Equity	4,603	4,164	3,758	3,579	3,326
Minority Interest	6	4	4	5	5
Shareholders' Equity	4,609	4,168	3,762	3,584	3,331
Total Liabilities & Equity	30,284	28,525	27,557	27,108	25,583
Total Debt	6,626	6,620	6,607	6,843	6,141
Net Cash (Debt)	-3,352	-3,434	-2,386	-2,665	-2,640
Net Cash Per Share	-201.23	-216.95	-264.61	-296.37	-297.37
Filing Date Shares Outstanding	9.06	9.06	9.06	9.06	9.06
Total Common Shares Outstanding	9.06	9.06	9.06	9.06	9.06
Book Value Per Share	460.72	419.78	383.26	363.50	340.00
Tangible Book Value	4,542	4,099	3,691	3,510	3,254
Tangible Book Value Per Share	453.99	412.61	375.86	355.89	332.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.