SpareBank 1 Nordmøre (OSL:SNOR)

SpareBank 1 Nordmøre Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	88	87	1,472	1,629	928	1,026
Investment Securities	463	387	170	196	190	188
Trading Asset Securities	3,441	3,018	2,749	2,549	2,573	1,586
Total Investments	3,904	3,405	2,919	2,745	2,763	1,774
Gross Loans	25,983	24,502	22,839	22,456	21,582	14,387
Allowance for Loan Losses	-133	-110	-102	-81	-80	-52
Other Adjustments to Gross Loans	-22	-32	-29	-33	-	-
Net Loans	25,828	24,360	22,708	22,342	21,502	14,335
Property, Plant & Equipment	480	507	277	187	246	181
Goodwill	-	57	57	57	58	17.71
Other Intangible Assets	64	8	10	12	14	0.29
Other Receivables	35	31	56	19	12	7
Other Current Assets	68	45	50	117	7	10
Long-Term Deferred Tax Assets	4	4	-	-	-	-
Other Long-Term Assets	-	21	8	-	53	40
Total Assets	30,471	28,525	27,557	27,108	25,583	17,391
Accounts Payable	10	17	16	17	23	-
Accrued Expenses	60	44	34	31	35	-
Interest Bearing Deposits	19,065	17,493	16,984	16,508	15,950	10,609
Total Deposits	19,065	17,493	16,984	16,508	15,950	10,609
Short-Term Borrowings	26	39	44	46	18	24
Current Portion of Long-Term Debt	263	710	1,070	829	754	331
Current Portion of Leases	-	4	-	-	8	3.7
Current Income Taxes Payable	72	114	95	74	26	35
Long-Term Debt	6,543	5,843	5,472	5,943	5,342	4,001
Long-Term Leases	25	24	21	25	19	7.3
Pension & Post-Retirement Benefits	9	10	11	11	6	-
Long-Term Deferred Tax Liabilities	-	-	2	6	28	13
Other Long-Term Liabilities	65	59	46	34	43	62
Total Liabilities	26,138	24,357	23,795	23,524	22,252	15,086
Common Stock	906	906	906	906	909	224
Additional Paid-In Capital	118	118	118	118	116	8
Comprehensive Income & Other	3,304	3,140	2,734	2,555	2,301	2,060
Total Common Equity	4,328	4,164	3,758	3,579	3,326	2,292
Minority Interest	5	4	4	5	5	13
Shareholders' Equity	4,333	4,168	3,762	3,584	3,331	2,305
Total Liabilities & Equity	30,471	28,525	27,557	27,108	25,583	17,391
Total Debt	6,857	6,620	6,607	6,843	6,141	4,367
Net Cash (Debt)	-3,328	-3,515	-2,386	-2,665	-2,640	-1,755
Net Cash Per Share	-371.38	-389.13	-264.61	-296.37	-297.37	-773.87
Filing Date Shares Outstanding	9.06	9.06	9.06	9.06	9.06	2.24
Total Common Shares Outstanding	9.06	9.06	9.06	9.06	9.06	2.24
Book Value Per Share	437.88	419.78	383.26	363.50	340.00	939.17
Tangible Book Value	4,264	4,099	3,691	3,510	3,254	2,274
Tangible Book Value Per Share	430.82	412.61	375.86	355.89	332.05	931.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.