SpareBank 1 Nordmøre Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	85	87	1,472	1,629	928	1,026
Investment Securities	483	387	170	196	190	188
Trading Asset Securities	3,487	3,018	2,749	2,549	2,573	1,586
Total Investments	3,970	3,405	2,919	2,745	2,763	1,774
Gross Loans	25,502	24,502	22,839	22,456	21,582	14,387
Allowance for Loan Losses	-126	-110	-102	-81	-80	-52
Other Adjustments to Gross Loans	-49	-32	-29	-33	-	-
Net Loans	25,327	24,360	22,708	22,342	21,502	14,335
Property, Plant & Equipment	562	507	277	187	246	181
Goodwill	-	57	57	57	58	17.71
Other Intangible Assets	64	8	10	12	14	0.29
Other Receivables	31	31	56	19	12	7
Other Current Assets	13	45	50	117	7	10
Long-Term Deferred Tax Assets	4	4	-	-	-	-
Other Long-Term Assets	42	21	8	-	53	40
Total Assets	30,098	28,525	27,557	27,108	25,583	17,391
Accounts Payable	28	17	16	17	23	-
Accrued Expenses	44	44	34	31	35	-
Interest Bearing Deposits	18,790	17,493	16,984	16,508	15,950	10,609
Total Deposits	18,790	17,493	16,984	16,508	15,950	10,609
Short-Term Borrowings	25	39	44	46	18	24
Current Portion of Long-Term Debt	138	710	1,070	829	754	331
Current Portion of Leases	-	4	-	-	8	3.7
Current Income Taxes Payable	88	114	95	74	26	35
Long-Term Debt	6,416	5,843	5,472	5,943	5,342	4,001
Long-Term Leases	24	24	21	25	19	7.3
Pension & Post-Retirement Benefits	9	10	11	11	6	-
Long-Term Deferred Tax Liabilities	-	-	2	6	28	13
Other Long-Term Liabilities	84	59	46	34	43	62
Total Liabilities	25,646	24,357	23,795	23,524	22,252	15,086
Common Stock	905	906	906	906	909	224
Additional Paid-In Capital	118	118	118	118	116	8
Comprehensive Income & Other	3,423	3,140	2,734	2,555	2,301	2,060
Total Common Equity	4,446	4,164	3,758	3,579	3,326	2,292
Minority Interest	6	4	4	5	5	13
Shareholders' Equity	4,452	4,168	3,762	3,584	3,331	2,305
Total Liabilities & Equity	30,098	28,525	27,557	27,108	25,583	17,391
Total Debt	6,603	6,620	6,607	6,843	6,141	4,367
Net Cash (Debt)	-3,031	-3,515	-2,386	-2,665	-2,640	-1,755
Net Cash Per Share	-334.40	-389.13	-264.61	-296.37	-297.37	-773.87
Filing Date Shares Outstanding	9.06	9.06	9.06	9.06	9.06	2.24
Total Common Shares Outstanding	9.06	9.06	9.06	9.06	9.06	2.24
Book Value Per Share	450.90	419.78	383.26	363.50	340.00	939.17
Tangible Book Value	4,382	4,099	3,691	3,510	3,254	2,274
Tangible Book Value Per Share	443.84	412.61	375.86	355.89	332.05	931.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.