SpareBank 1 Nordmøre Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	84	855	87	1,472	1,629	928
Investment Securities	511	499	387	170	196	190
Trading Asset Securities	3,254	3,229	3,018	2,749	2,549	2,573
Total Investments	3,765	3,728	3,405	2,919	2,745	2,763
Gross Loans	26,836	25,110	24,502	22,839	22,456	21,582
Allowance for Loan Losses	-121	-116	-110	-102	-81	-80
Other Adjustments to Gross Loans	-35	-24	-32	-29	-33	-
Net Loans	26,680	24,970	24,360	22,708	22,342	21,502
Property, Plant & Equipment	596	593	507	277	187	246
Goodwill	-	-	-	57	57	58
Other Intangible Assets	61	61	65	10	12	14
Other Receivables	32	29	31	56	19	12
Other Current Assets	19	76	66	50	117	7
Long-Term Deferred Tax Assets	8	8	4	-	-	-
Other Long-Term Assets	50	1	-	8	-	53
Total Assets	31,295	30,321	28,525	27,557	27,108	25,583
Accounts Payable	68	16	17	16	17	23
Accrued Expenses	48	61	44	34	31	35
Interest Bearing Deposits	19,162	18,752	17,493	16,984	16,508	15,950
Total Deposits	19,162	18,752	17,493	16,984	16,508	15,950
Short-Term Borrowings	88	60	39	44	46	18
Current Portion of Long-Term Debt	366	366	710	1,070	829	754
Current Portion of Leases	-	-	-	-	-	8
Current Income Taxes Payable	34	129	114	95	74	26
Long-Term Debt	6,649	6,217	5,843	5,472	5,943	5,342
Long-Term Leases	21	20	28	21	25	19
Pension & Post-Retirement Benefits	9	9	10	11	11	6
Long-Term Deferred Tax Liabilities	-	-	-	2	6	28
Other Long-Term Liabilities	217	82	59	46	34	43
Total Liabilities	26,662	25,712	24,357	23,795	23,524	22,252
Common Stock	906	906	906	906	906	909
Additional Paid-In Capital	116	116	118	118	118	116
Comprehensive Income & Other	3,604	3,581	3,140	2,734	2,555	2,301
Total Common Equity	4,626	4,603	4,164	3,758	3,579	3,326
Minority Interest	7	6	4	4	5	5
Shareholders' Equity	4,633	4,609	4,168	3,762	3,584	3,331
Total Liabilities & Equity	31,295	30,321	28,525	27,557	27,108	25,583
Total Debt	7,124	6,663	6,620	6,607	6,843	6,141
Net Cash (Debt)	-3,786	-2,579	-3,515	-2,386	-2,665	-2,640
Net Cash Per Share	-365.53	-255.72	-353.57	-264.61	-296.37	-297.37
Filing Date Shares Outstanding	9.06	9.06	9.06	9.06	9.06	9.06
Total Common Shares Outstanding	9.06	9.06	9.06	9.06	9.06	9.06
Book Value Per Share	469.11	460.72	419.78	383.26	363.50	340.00
Tangible Book Value	4,565	4,542	4,099	3,691	3,510	3,254
Tangible Book Value Per Share	462.38	453.99	412.61	375.86	355.89	332.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.