SpareBank 1 Nordmøre (OSL:SNOR)

Norway · Delayed Price · Currency is NOK

184.02

-1.96 (-1.05%)

Sep 18, 2026, 2:14 PM CET

SpareBank 1 Nordmøre Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,066	1,081	1,015	835	770	597
Revenue Growth	-3.18%	6.50%	21.56%	8.44%	28.98%	39.49%
Net Income	185	189	187	111	124	53
Earnings Per Share	18.15	18.74	18.81	12.31	13.79	5.97
EPS Growth	-13.94%	-0.37%	52.80%	-10.73%	130.99%	-35.53%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Market	498	530	504	445	425	332
Corporate Market	324	334	269	269	231	179
Economic Partner	92	86	81	79	83	82
Other Segment	154	131	163	40	33	4
Total	1,068	1,081	1,017	833	772	597

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,221	4,084	3,105	4,221	4,178	3,501
Total Debt	7,126	6,663	6,620	6,607	6,843	6,141
Net Cash (Debt)	-3,905	-2,579	-3,515	-2,386	-2,665	-2,640
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-383.04	-255.72	-353.57	-264.61	-296.37	-297.37

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,386	-862	-900	-146	-645	-6,755
Capital Expenditures	-163	-125	-20	-30	-29	-62
Free Cash Flow	-1,549	-987	-920	-176	-674	-6,817
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	17.36%	17.48%	18.42%	13.29%	16.10%	8.88%
FCF Margin	-145.31%	-91.30%	-90.64%	-21.08%	-87.53%	-1141.88%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	11.000	11.000	8.500	7.000	8.000	5.000
Dividend Per Share Growth	29.41%	29.41%	21.43%	-12.50%	60.00%	-23.08%
Dividend Yield	5.98%	6.63%	6.57%	6.60%	8.04%	4.94%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.25	8.39	6.97	10.21	9.14	22.57
Forward PE	9.73	8.86	9.85	8.34	10.17	10.88
PS Ratio	1.58	1.47	1.29	1.36	1.47	2.00