SpareBank 1 Nordmøre (OSL:SNOR)

SpareBank 1 Nordmøre Financials Overview

Financials in millions NOK. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,081	1,081	1,015	835	770	597
Revenue Growth	7.03%	6.50%	21.56%	8.44%	28.98%	39.49%
Net Income Net Income Growth	186	189	187	111	124	53
Earnings Per Share EPS Growth	17.96	18.74	18.81	12.31	13.79	5.97
EPS Growth	-1.70%	-0.37%	52.80%	-10.73%	130.99%	-35.53%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Retail Market Retail Market Growth	516	530	504	445	425	332
Corporate Market Corporate Market Growth	337	334	269	269	231	179
Economic Partner Economic Partner Growth	90	86	81	79	83	82
Other Segment Other Segment Growth	135	131	163	40	33	4
Total Total Growth	1,078	1,081	1,017	833	772	597

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	3,338	4,084	3,105	4,221	4,178	3,501
Total Debt Total Debt Growth	7,124	6,663	6,620	6,607	6,843	6,141
Net Cash (Debt) Net Cash Growth	-3,786	-2,579	-3,515	-2,386	-2,665	-2,640
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-365.53	-255.72	-353.57	-264.61	-296.37	-297.37

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-1,183	-862	-900	-146	-645	-6,755
Capital Expenditures CapEx Growth	-125	-125	-20	-30	-29	-62
Free Cash Flow Free Cash Flow Growth	-1,308	-987	-920	-176	-674	-6,817
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	17.21%	17.48%	18.42%	13.29%	16.10%	8.88%
FCF Margin	-121.00%	-91.30%	-90.64%	-21.08%	-87.53%	-1141.88%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	11.000	11.000	8.500	7.000	8.000	5.000
Dividend Per Share Growth	29.41%	29.41%	21.43%	-12.50%	60.00%	-23.08%
Dividend Yield	6.11%	6.63%	6.57%	6.60%	8.04%	4.94%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	10.02	8.39	6.97	10.21	9.14	22.57
Forward PE	11.72	8.86	9.85	8.34	10.17	10.88
PS Ratio	1.51	1.47	1.29	1.36	1.47	2.00

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 3, 2026

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