SpareBank 1 Østfold Akershus (OSL: SOAG)

SOAG Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,281	1,438	1,132	1,339	1,610	839
Investment Securities	555	545	559	549	528	435
Trading Asset Securities	3,780	3,163	2,974	3,040	2,644	2,905
Total Investments	4,335	3,708	3,533	3,589	3,172	3,340
Gross Loans	23,198	22,527	21,666	21,106	20,590	19,549
Allowance for Loan Losses	-89	-85	-71	-61	-78	-64
Other Adjustments to Gross Loans	-50	-51	-56	-6	-	-4
Net Loans	23,059	22,391	21,539	21,039	20,512	19,481
Property, Plant & Equipment	274	283	280	276	274	288
Other Intangible Assets	34	34	-	-	-	-
Accrued Interest Receivable	-	2	2	2	2	2
Other Receivables	196	4	2	9	10	7
Other Current Assets	18	121	142	59	31	17
Long-Term Deferred Tax Assets	8	8	16	11	1	2
Other Long-Term Assets	-	36	28	29	29	28
Total Assets	29,205	28,025	26,674	26,353	25,641	24,004
Accounts Payable	12	59	66	56	52	44
Accrued Expenses	56	49	45	47	44	40
Interest Bearing Deposits	19,716	810	298	375	505	613
Non-Interest Bearing Deposits	-	17,928	17,774	17,326	16,044	14,799
Total Deposits	19,716	18,738	18,072	17,701	16,549	15,412
Short-Term Borrowings	151	113	121	39	307	7
Current Portion of Long-Term Debt	-	769	756	733	650	467
Current Income Taxes Payable	101	142	118	119	82	84
Other Current Liabilities	25	1	1	1	1	3
Long-Term Debt	4,549	3,549	3,142	3,526	4,172	4,361
Long-Term Leases	49	52	12	18	3	9
Pension & Post-Retirement Benefits	17	17	17	17	17	18
Other Long-Term Liabilities	28	17	20	18	21	25
Total Liabilities	24,704	23,506	22,374	22,276	21,902	20,470
Common Stock	1,239	1,239	1,239	1,239	1,239	1,239
Additional Paid-In Capital	247	247	247	247	247	247
Retained Earnings	244	529	463	432	254	381
Comprehensive Income & Other	2,771	2,504	2,351	2,159	1,999	1,667
Shareholders' Equity	4,501	4,519	4,300	4,077	3,739	3,534
Total Liabilities & Equity	29,205	28,025	26,674	26,353	25,641	24,004
Total Debt	4,749	4,483	4,031	4,316	5,132	4,844
Net Cash (Debt)	312	118	75	63	-878	-1,100
Net Cash Growth	-20.20%	57.33%	19.05%	-	-	-
Net Cash Per Share	25.21	9.52	6.05	5.09	-70.87	-88.79
Filing Date Shares Outstanding	12.39	12.39	12.39	12.39	13.26	12.39
Total Common Shares Outstanding	12.39	12.39	12.39	12.39	13.26	12.39
Book Value Per Share	351.26	352.71	335.02	317.05	270.64	273.16
Tangible Book Value	4,467	4,485	4,300	4,077	3,739	3,534
Tangible Book Value Per Share	348.52	349.97	335.02	317.05	270.64	273.16

Source: S&P Capital IQ. Banks template. Financial Sources.