OSL:SOAG Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	798	666	1,309	1,132	1,339	1,610
Investment Securities	783	856	545	559	549	528
Trading Asset Securities	4,096	3,420	3,163	2,974	3,040	2,644
Total Investments	4,879	4,276	3,708	3,533	3,589	3,172
Gross Loans	25,657	24,146	22,656	21,666	21,106	20,590
Allowance for Loan Losses	-133	-124	-85	-71	-61	-78
Other Adjustments to Gross Loans	-40	-50	-51	-56	-6	-
Net Loans	25,484	23,972	22,520	21,539	21,039	20,512
Property, Plant & Equipment	256	269	283	280	276	274
Other Intangible Assets	32	33	34	-	-	-
Accrued Interest Receivable	-	173	154	2	2	2
Other Receivables	-	-	-	2	9	10
Other Current Assets	-	11	9	142	59	31
Long-Term Deferred Tax Assets	-	22	8	16	11	1
Other Long-Term Assets	197	-1	-	28	29	29
Total Assets	31,646	29,421	28,025	26,674	26,353	25,641
Accounts Payable	20	19	18	66	56	52
Accrued Expenses	43	58	56	45	47	44
Interest Bearing Deposits	21,238	1,484	810	298	375	505
Non-Interest Bearing Deposits	-	17,618	17,928	17,774	17,326	16,044
Total Deposits	21,238	19,102	18,738	18,072	17,701	16,549
Short-Term Borrowings	103	100	113	121	39	307
Current Portion of Long-Term Debt	-	837	769	756	733	650
Current Income Taxes Payable	123	159	142	118	119	82
Other Current Liabilities	11	7	8	1	1	1
Long-Term Debt	4,762	4,011	3,549	3,142	3,526	4,172
Long-Term Leases	42	46	52	12	18	3
Pension & Post-Retirement Benefits	16	16	17	17	17	17
Long-Term Deferred Tax Liabilities	4	-	-	-	-	-
Other Long-Term Liabilities	16	29	44	20	18	21
Total Liabilities	26,378	24,384	23,506	22,374	22,276	21,902
Common Stock	1,239	1,239	1,239	1,239	1,239	1,239
Additional Paid-In Capital	247	247	247	247	247	247
Retained Earnings	384	509	529	463	432	254
Comprehensive Income & Other	3,398	3,042	2,504	2,351	2,159	1,999
Shareholders' Equity	5,268	5,037	4,519	4,300	4,077	3,739
Total Liabilities & Equity	31,646	29,421	28,025	26,674	26,353	25,641
Total Debt	4,907	4,994	4,483	4,031	4,316	5,132
Net Cash (Debt)	-13	-908	-11	75	63	-878
Net Cash Growth	-	-	-	19.05%	-	-
Net Cash Per Share	-0.99	-73.29	-0.89	6.05	5.09	-70.87
Filing Date Shares Outstanding	12.39	12.39	12.39	12.39	12.39	13.26
Total Common Shares Outstanding	12.39	12.39	12.39	12.39	12.39	13.26
Book Value Per Share	401.04	382.38	352.71	335.02	317.05	270.64
Tangible Book Value	5,236	5,004	4,485	4,300	4,077	3,739
Tangible Book Value Per Share	398.46	379.72	349.97	335.02	317.05	270.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.