SpareBank 1 Østfold Akershus (OSL:SOAG)

OSL:SOAG Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	609	657	651	493	452	443
Depreciation & Amortization	16	19	25	33	22	20
Other Operating Activities	-124	46	-1,167	-192	-159	281
Operating Cash Flow	501	722	-491	334	315	744
Operating Cash Flow Growth	2078.26%	-	-	6.03%	-57.66%	-7.46%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-10	-6	-13	-	-15	-15
Sale of Property, Plant and Equipment	-	-	1	30	-	-
Investment in Securities	64	-3	-268	-160	9	-195
Other Investing Activities	19	81	35	111	81	101
Investing Cash Flow	73	72	-245	-19	75	-109

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	950	1,700	1,400	950	625
Long-Term Debt Repaid	-	-1,095	-1,174	-1,012	-1,240	-1,177
Lease Payments	-11	-10	-9	-7	-6	-6
Net Debt Issued (Repaid)	1	-145	526	388	-290	-552
Issuance of Common Stock	10	8	150	-	-	5
Repurchase of Common Stock	-10	-8	-	-	-	-5
Common Dividends Paid	-79	-24	-301	-235	-200	-93
Net Increase (Decrease) in Deposit Accounts	-6	1	-10	4	6	-202
Other Financing Activities	-671	-676	-273	-213	-113	-59
Financing Cash Flow	-755	-844	92	-56	-597	-906

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-179	-49	-644	259	-207	-270

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	491	716	-504	334	300	729
Free Cash Flow Growth	3991.67%	-	-	11.33%	-58.85%	-9.33%
Free Cash Flow Margin	36.48%	52.23%	-38.36%	29.95%	30.61%	78.64%
Free Cash Flow Per Share	39.68	57.75	-40.69	27.00	24.22	58.84
Free Cash Flow After Leases	480	706	-513	327	294	723

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	938	931	863	604	236	210
Cash Income Tax Paid	171	157	142	116	118	80

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 14, 2026

Data Sources Report a data error