SpareBank 1 Østfold Akershus (OSL:SOAG)
Norway · Delayed Price · Currency is NOK 447.10
-12.90 (-2.80%)
Nov 13, 2026, 4:18 PM CET
OSL:SOAG Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 108 | 616 | 666 | 1,309 | 1,132 | 1,339 |
Investment Securities | 5,193 | 807 | 856 | 545 | 559 | 549 |
Trading Asset Securities | 27 | 3,929 | 3,420 | 3,163 | 2,974 | 3,040 |
Total Investments | 5,220 | 4,736 | 4,276 | 3,708 | 3,533 | 3,589 |
Gross Loans | 27,753 | 25,722 | 24,146 | 22,656 | 21,666 | 21,106 |
Allowance for Loan Losses | - | -120 | -124 | -85 | -71 | -61 |
Other Adjustments to Gross Loans | - | -37 | -50 | -51 | -56 | -6 |
Net Loans | 27,753 | 25,565 | 23,972 | 22,520 | 21,539 | 21,039 |
Property, Plant & Equipment | 252 | 259 | 269 | 283 | 280 | 276 |
Other Intangible Assets | 36 | 32 | 33 | 34 | - | - |
Accrued Interest Receivable | - | - | 173 | 154 | 2 | 2 |
Other Receivables | - | - | - | - | 2 | 9 |
Other Current Assets | - | - | 11 | 9 | 142 | 59 |
Long-Term Deferred Tax Assets | - | - | 22 | 8 | 16 | 11 |
Other Long-Term Assets | 203 | 198 | -1 | - | 28 | 29 |
Total Assets | 33,572 | 31,406 | 29,421 | 28,025 | 26,674 | 26,353 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 22 | 19 | 18 | 66 | 56 |
Accrued Expenses | - | 55 | 58 | 56 | 45 | 47 |
Interest Bearing Deposits | 22,108 | 1,653 | 1,484 | 810 | 298 | 375 |
Non-Interest Bearing Deposits | - | 19,330 | 17,618 | 17,928 | 17,774 | 17,326 |
Total Deposits | 22,108 | 20,983 | 19,102 | 18,738 | 18,072 | 17,701 |
Short-Term Borrowings | 387 | 68 | 100 | 113 | 121 | 39 |
Current Portion of Long-Term Debt | - | 425 | 835 | 769 | 756 | 733 |
Current Income Taxes Payable | - | 144 | 159 | 142 | 118 | 119 |
Other Current Liabilities | - | 9 | 7 | 8 | 1 | 1 |
Long-Term Debt | 5,404 | 4,323 | 4,013 | 3,549 | 3,142 | 3,526 |
Long-Term Leases | - | 49 | 46 | 52 | 12 | 18 |
Pension & Post-Retirement Benefits | - | 20 | 16 | 17 | 17 | 17 |
Long-Term Deferred Tax Liabilities | - | 4 | - | - | - | - |
Other Long-Term Liabilities | 278 | 38 | 29 | 44 | 20 | 18 |
Total Liabilities | 28,177 | 26,140 | 24,384 | 23,506 | 22,374 | 22,276 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,239 | 1,239 | 1,239 | 1,239 | 1,239 | 1,239 |
Additional Paid-In Capital | 247 | 247 | 247 | 247 | 247 | 247 |
Retained Earnings | 280 | 584 | 509 | 529 | 463 | 432 |
Comprehensive Income & Other | 3,629 | 3,196 | 3,042 | 2,504 | 2,351 | 2,159 |
Shareholders' Equity | 5,395 | 5,266 | 5,037 | 4,519 | 4,300 | 4,077 |
Total Liabilities & Equity | 33,572 | 31,406 | 29,421 | 28,025 | 26,674 | 26,353 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 5,791 | 4,865 | 4,994 | 4,483 | 4,031 | 4,316 |
Net Cash (Debt) | -5,656 | -320 | -908 | -11 | 75 | 63 |
Net Cash Growth | - | - | - | - | 19.05% | - |
Net Cash Per Share | -426.62 | -25.81 | -73.31 | -0.89 | 6.05 | 5.09 |
Filing Date Shares Outstanding | 13.82 | 12.39 | 12.39 | 12.39 | 12.39 | 12.39 |
Total Common Shares Outstanding | 13.82 | 12.39 | 12.39 | 12.39 | 12.39 | 12.39 |
Book Value Per Share | 390.45 | 400.87 | 382.38 | 352.71 | 335.02 | 317.05 |
Tangible Book Value | 5,359 | 5,234 | 5,004 | 4,485 | 4,300 | 4,077 |
Tangible Book Value Per Share | 387.84 | 398.29 | 379.72 | 349.97 | 335.02 | 317.05 |