SpareBank 1 Østfold Akershus (OSL:SOAG)
Norway · Delayed Price · Currency is NOK 430.05
0.00 (0.00%)
Aug 3, 2026, 1:18 PM CET
OSL:SOAG Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,389 | 746 | 714 | 1,115 | 980 | 927 |
Revenue Growth | 7.01% | 4.48% | -35.96% | 13.78% | 5.72% | 12.64% |
Net Income Net Income Growth | 669 | 657 | 651 | 493 | 452 | 443 |
Earnings Per Share EPS Growth | 49.83 | 49.36 | 48.91 | 37.27 | 34.17 | 33.46 |
EPS Growth | 7.72% | 0.92% | 31.23% | 9.07% | 2.12% | 19.93% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Market Retail Market Growth | 595 | 554 | 576 | 553 | 498 |
Corporate Customers Corporate Customers Growth | 420 | 381 | 328 | 277 | 215 |
Unallocated Unallocated Growth | 204 | 252 | 94 | 77 | 130 |
Realtor Realtor Growth | 104 | 85 | 78 | 82 | 84 |
Accounting Services Accounting Services Growth | 48 | 44 | 41 | - | - |
Total Total Growth | 1,371 | 1,316 | 1,117 | 989 | 927 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 103 | 98 | 100 | 101 | 93 | 94 |
Total Debt Total Debt Growth | 4,931 | 9,496 | 9,696 | 4,318 | 3,898 | 4,273 |
Net Cash (Debt) Net Cash Growth | -4,931 | -9,496 | -9,696 | -4,318 | -3,898 | -4,273 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -367.28 | -713.43 | -782.66 | -348.55 | -314.65 | -344.91 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 795 | 722 | -491 | 334 | 315 | 744 |
Capital Expenditures CapEx Growth | -8 | -6 | -13 | 0 | -15 | -15 |
Free Cash Flow Free Cash Flow Growth | 787 | 716 | -504 | 334 | 300 | 729 |
Free Cash Flow Growth | - | - | - | 11.33% | -58.85% | -8.65% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 57.96% | 106.97% | 111.20% | 56.95% | 57.86% | 59.22% |
Profit Margin | 48.24% | 88.07% | 91.18% | 44.22% | 46.12% | 47.79% |
FCF Margin | 56.66% | 95.98% | -70.59% | 29.96% | 30.61% | 78.64% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 24.500 | 24.500 | 20.100 | 21.500 | 17.800 | 16.200 |
Dividend Per Share Growth | 71.64% | 21.89% | -6.51% | 20.79% | 9.88% | 362.86% |
Dividend Yield | 5.70% | 6.60% | 6.10% | 5.95% | 5.47% | 2.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.55 | 9.18 | 7.77 | 8.59 | 9.25 | 10.40 |
Forward PE | 10.61 | 10.11 | 8.46 | 8.12 | 8.75 | 12.18 |
P/FCF Ratio | 6.77 | 7.84 | - | 11.87 | 13.05 | 5.91 |
PS Ratio | 3.83 | 7.53 | 6.59 | 3.56 | 3.99 | 4.65 |