SpareBank 1 Østfold Akershus (OSL: SOAG)

SOAG Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Aug 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	4,509	3,963	3,913	4,311	3,270	2,973
Market Cap Growth	3.12%	1.28%	-9.22%	31.83%	9.98%	23.12%
Last Close Price	364.00	299.52	279.83	295.02	218.77	187.83
PE Ratio	9.52	8.05	8.20	8.82	7.86	6.16
PS Ratio	3.91	3.55	3.99	4.65	3.98	3.52
PB Ratio	1.04	0.88	0.91	1.06	0.87	0.84
P/FCF Ratio	-54.50	11.55	13.04	5.91	4.07	5.49
P/OCF Ratio	-56.00	11.55	12.42	5.79	4.07	4.02
Debt / Equity Ratio	1.06	0.99	0.94	1.06	1.37	1.37
Debt / FCF Ratio	-63.32	13.07	13.44	5.92	6.38	8.94
Return on Equity (ROE)	11.39%	11.18%	10.79%	11.34%	10.15%	11.77%
Return on Assets (ROA)	1.78%	1.80%	1.70%	1.70%	1.49%	1.70%
Earnings Yield	10.50%	12.44%	11.55%	10.28%	11.28%	13.59%
FCF Yield	-1.66%	8.65%	7.67%	16.91%	24.59%	18.23%
Dividend Yield	5.91%	7.18%	6.36%	5.49%	1.60%	6.39%
Payout Ratio	54.74%	47.87%	47.35%	20.99%	43.09%	44.80%
Buyback Yield / Dilution	0.20%	-	-	-	-	-
Total Shareholder Return	6.10%	7.18%	6.36%	5.49%	1.60%	6.39%

Source: S&P Capital IQ. Banks template. Financial Sources.