Sparebanken Norge (OSL:SBNOR)

Sparebanken Norge Statistics

Total Valuation

OSL:SBNOR has a market cap or net worth of NOK 19.30 billion.

Market Cap	19.30B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	Mar 28, 2025

Share Statistics

OSL:SBNOR has 109.67 million shares outstanding. The number of shares has increased by 9.22% in one year.

Current Share Class	109.67M
Shares Outstanding	109.67M
Shares Change (YoY)	+9.22%
Shares Change (QoQ)	+36.33%
Owned by Insiders (%)	9.77%
Owned by Institutions (%)	95.00%
Float	75.82M

Valuation Ratios

The trailing PE ratio is 9.99 and the forward PE ratio is 12.37.

PE Ratio	9.99
Forward PE	12.37
PS Ratio	2.16
PB Ratio	0.38
P/TBV Ratio	0.44
P/FCF Ratio	3.53
P/OCF Ratio	3.47
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	52.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.38%.

Return on Equity (ROE)	14.38%
Return on Assets (ROA)	1.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.52M
Profits Per Employee	1.30M
Employee Count	799
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:SBNOR has paid 1.17 billion in taxes.

Income Tax	1.17B
Effective Tax Rate	17.93%

Stock Price Statistics

The stock price has increased by +31.79% in the last 52 weeks. The beta is 0.52, so OSL:SBNOR's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+31.79%
50-Day Moving Average	172.43
200-Day Moving Average	154.59
Relative Strength Index (RSI)	51.41
Average Volume (20 Days)	97,341

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:SBNOR had revenue of NOK 8.95 billion and earned 2.11 billion in profits. Earnings per share was 17.61.

Revenue	8.95B
Gross Profit	8.95B
Operating Income	6.52B
Pretax Income	6.52B
Net Income	2.11B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	17.61

Balance Sheet

The company has 9.92 billion in cash and 289.90 billion in debt, giving a net cash position of -279.98 billion or -2,553.02 per share.

Cash & Cash Equivalents	9.92B
Total Debt	289.90B
Net Cash	-279.98B
Net Cash Per Share	-2,553.02
Equity (Book Value)	50.64B
Book Value Per Share	302.68
Working Capital	-228.34B

Cash Flow

In the last 12 months, operating cash flow was 5.56 billion and capital expenditures -81.00 million, giving a free cash flow of 5.47 billion.

Operating Cash Flow	5.56B
Capital Expenditures	-81.00M
Free Cash Flow	5.47B
FCF Per Share	49.92

Margins

Gross Margin	n/a
Operating Margin	72.90%
Pretax Margin	72.90%
Profit Margin	59.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	61.17%

Dividends & Yields

This stock pays an annual dividend of 8.50, which amounts to a dividend yield of 4.79%.

Dividend Per Share	8.50
Dividend Yield	4.79%
Dividend Growth (YoY)	-19.05%
Years of Dividend Growth	n/a
Payout Ratio	43.46%
Buyback Yield	-9.22%
Shareholder Yield	-4.42%
Earnings Yield	10.92%
FCF Yield	28.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2010. It was a forward split with a ratio of 2.

Last Split Date	May 20, 2010
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4