Sparebanken Norge (OSL:SBNOR)

Sparebanken Norge Statistics

Total Valuation

OSL:SBNOR has a market cap or net worth of NOK 18.95 billion.

Market Cap	18.95B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	Mar 28, 2025

Share Statistics

OSL:SBNOR has 109.67 million shares outstanding. The number of shares has increased by 166.50% in one year.

Current Share Class	109.67M
Shares Outstanding	109.67M
Shares Change (YoY)	+166.50%
Shares Change (QoQ)	-20.75%
Owned by Insiders (%)	9.77%
Owned by Institutions (%)	95.26%
Float	75.82M

Valuation Ratios

The trailing PE ratio is 10.10 and the forward PE ratio is 11.24.

PE Ratio	10.10
Forward PE	11.24
PS Ratio	1.85
PB Ratio	0.36
P/TBV Ratio	0.42
P/FCF Ratio	2.78
P/OCF Ratio	2.75
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	42.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.26%.

Return on Equity (ROE)	15.26%
Return on Assets (ROA)	1.32%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.30M
Profits Per Employee	3.08M
Employee Count	799
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:SBNOR has paid 1.33 billion in taxes.

Income Tax	1.33B
Effective Tax Rate	18.42%

Stock Price Statistics

The stock price has increased by +25.78% in the last 52 weeks. The beta is 0.47, so OSL:SBNOR's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+25.78%
50-Day Moving Average	173.83
200-Day Moving Average	156.24
Relative Strength Index (RSI)	42.57
Average Volume (20 Days)	89,936

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:SBNOR had revenue of NOK 10.22 billion and earned 5.00 billion in profits. Earnings per share was 17.11.

Revenue	10.22B
Gross Profit	10.22B
Operating Income	7.24B
Pretax Income	7.24B
Net Income	5.00B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	17.11

Balance Sheet

The company has 10.05 billion in cash and 290.02 billion in debt, giving a net cash position of -279.97 billion or -2,552.90 per share.

Cash & Cash Equivalents	10.05B
Total Debt	290.02B
Net Cash	-279.97B
Net Cash Per Share	-2,552.90
Equity (Book Value)	52.42B
Book Value Per Share	122.25
Working Capital	-226.82B

Cash Flow

In the last 12 months, operating cash flow was 6.89 billion and capital expenditures -75.00 million, giving a free cash flow of 6.82 billion.

Operating Cash Flow	6.89B
Capital Expenditures	-75.00M
Free Cash Flow	6.82B
FCF Per Share	62.14

Margins

Gross Margin	n/a
Operating Margin	70.85%
Pretax Margin	70.85%
Profit Margin	57.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	66.68%

Dividends & Yields

This stock pays an annual dividend of 8.50, which amounts to a dividend yield of 4.92%.

Dividend Per Share	8.50
Dividend Yield	4.92%
Dividend Growth (YoY)	-19.05%
Years of Dividend Growth	n/a
Payout Ratio	39.13%
Buyback Yield	-166.50%
Shareholder Yield	-161.63%
Earnings Yield	26.37%
FCF Yield	35.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2010. It was a forward split with a ratio of 2.

Last Split Date	May 20, 2010
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4