Sparebanken Norge (OSL:SBNOR)
Norway · Delayed Price · Currency is NOK 202.25
-3.60 (-1.75%)
Nov 6, 2026, 4:25 PM CET
Sparebanken Norge Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 13,045 | 11,693 | 7,529 | 6,192 | 5,193 | 4,595 |
Revenue Growth | 27.63% | 55.31% | 21.59% | 19.24% | 13.01% | 27.74% |
Net Income Net Income Growth | 2,747 | 2,516 | 1,829 | 1,397 | 1,104 | 980 |
Earnings Per Share EPS Growth | 15.91 | 16.76 | 16.68 | 12.75 | 10.28 | 9.16 |
EPS Growth | -5.84% | 0.49% | 30.85% | 23.96% | 12.24% | 24.54% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Not Allocated by Segment Not Allocated by Segment Growth | 2,582 | 2,305 | 31 | - | - | - |
Real Estate Real Estate Growth | 622 | 537 | 289 | 262 | 250 | 260 |
Banking Operations - Corporate Market Banking Operations - Corporate Market Growth | 3,550 | 3,159 | 2,279 | 2,149 | 1,774 | 1,529 |
Banking Operations - Bulder Bank Banking Operations - Bulder Bank Growth | 422 | 442 | 323 | 46 | 57 | 57 |
Brage Finans Brage Finans Growth | - | 620 | - | - | - | - |
Banking Operations - Retail Market Banking Operations - Retail Market Growth | 4,936 | 4,629 | 3,197 | 2,822 | 2,413 | 2,373 |
Banking Operations - Treasury Banking Operations - Treasury Growth | - | - | 1,411 | 910 | 696 | 374 |
Total Total Growth | 13,048 | 11,692 | 7,530 | 6,189 | 5,190 | 4,593 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,238 | 8,859 | 7,157 | 6,348 | 2,944 | 3,256 |
Total Debt Total Debt Growth | 310,309 | 296,085 | 174,729 | 156,618 | 127,707 | 122,368 |
Net Cash (Debt) Net Cash Growth | -307,071 | -287,226 | -167,572 | -150,270 | -124,763 | -119,112 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1778.32 | -1913.66 | -1528.32 | -1371.26 | -1162.15 | -1113.57 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 7,874 | 6,948 | 4,427 | 3,789 | 2,381 | 2,156 |
Capital Expenditures CapEx Growth | -145 | -88 | -72 | -107 | -123 | -93 |
Free Cash Flow Free Cash Flow Growth | 7,729 | 6,860 | 4,355 | 3,682 | 2,258 | 2,063 |
Free Cash Flow Growth | 13.41% | 57.52% | 18.28% | 63.07% | 9.45% | 29.42% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 21.06% | 21.52% | 24.29% | 22.56% | 21.26% | 21.33% |
FCF Margin | 59.25% | 58.67% | 57.84% | 59.46% | 43.48% | 44.90% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 12.000 | 12.000 | 8.500 | 7.500 | 5.500 | 4.500 |
Dividend Per Share Growth | 41.18% | 41.18% | 13.33% | 36.36% | 22.22% | 12.50% |
Dividend Yield | 5.93% | 6.19% | 6.00% | 6.86% | 6.09% | 4.49% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.71 | 13.35 | 8.50 | 8.58 | 8.97 | 10.96 |
Forward PE | 12.22 | 12.89 | 9.26 | 7.92 | 7.47 | 10.82 |
P/FCF Ratio | 4.53 | 4.90 | 3.57 | 3.26 | 4.38 | 5.21 |
PS Ratio | 2.69 | 2.87 | 2.06 | 1.94 | 1.91 | 2.34 |