Sparebanken Norge (OSL:SBNOR)
Norway · Delayed Price · Currency is NOK 195.36
+5.36 (2.82%)
Jul 30, 2026, 4:25 PM CET
Sparebanken Norge Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 12,879 | 18,032,000,000 | 12,079,000,000 | 6,190 | 5,192 | 4,594 |
Revenue Growth | 65.24% | 49.28% | 195137218.25% | 19.22% | 13.02% | -24.76% |
Net Income Net Income Growth | 6,817 | 16,722,998,079 | 11,393,998,974 | 3,442 | 2,759 | 2,455 |
Earnings Per Share EPS Growth | 16.72 | 16.78 | 16.66 | 12.76 | 10.29 | 9.16 |
EPS Growth | -1.82% | 0.72% | 30.56% | 24.00% | 12.34% | 24.63% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Operations - Bulder Bank Banking Operations - Bulder Bank Growth | 464 | 442 | 323 | 46 | 57 | 57 |
Banking Operations - Corporate Market Banking Operations - Corporate Market Growth | 3,376 | 3,159 | 2,279 | 2,149 | 1,774 | 1,529 |
Banking Operations - Retail Market Banking Operations - Retail Market Growth | 4,986 | 4,629 | 3,197 | 2,822 | 2,413 | 2,373 |
Banking Operations - Treasury Banking Operations - Treasury Growth | - | - | 1,411 | 910 | 696 | 374 |
Real Estate Real Estate Growth | 569 | 537 | 289 | 262 | 250 | 260 |
Not Allocated by Segment Not Allocated by Segment Growth | - | 2,305 | 31 | - | - | - |
Brage Finans Brage Finans Growth | - | 620 | - | - | - | - |
Total Total Growth | 12,881 | 11,692 | 7,530 | 6,189 | 5,190 | 4,593 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 739 | 86 | 483 | 387 | 143 | 334 |
Total Debt Total Debt Growth | 275,741 | 285,304 | 166,184 | 148,649 | 121,691 | 115,749 |
Net Cash (Debt) Net Cash Growth | -275,741 | -285,304 | -166,184 | -148,649 | -121,691 | -115,749 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1663.46 | -1900.85 | -1515.66 | -1356.47 | -1133.54 | -1082.13 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,321 | 6,948 | 4,427 | 3,789 | 2,381 | 2,156 |
Capital Expenditures CapEx Growth | -108 | -237 | -125 | -107 | -123 | -93 |
Free Cash Flow Free Cash Flow Growth | 8,213 | 6,711 | 4,302 | 3,682 | 2,258 | 2,063 |
Free Cash Flow Growth | 92.48% | 56.00% | 16.84% | 63.07% | 9.45% | 29.26% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 68.38% | 92.74% | 94.33% | 71.37% | 67.49% | 66.50% |
Profit Margin | 40.70% | 92.74% | 94.33% | 57.27% | 54.26% | 54.70% |
FCF Margin | 63.77% | 0.00% | 0.00% | 59.48% | 43.49% | 44.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 12.000 | 12.000 | 8.500 | 7.500 | 5.500 | 4.500 |
Dividend Per Share Growth | 41.18% | 41.18% | 13.33% | 36.36% | 22.22% | 12.50% |
Dividend Yield | 6.32% | 7.81% | 17.20% | 16.12% | 10.36% | 8.47% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.72 | 11.80 | 8.51 | 8.57 | 8.98 | 10.94 |
Forward PE | 12.09 | 12.89 | 9.26 | 7.92 | 7.47 | 10.82 |
P/FCF Ratio | 4.12 | 5.11 | 5.71 | 3.26 | 4.39 | 5.20 |
PS Ratio | 2.63 | 0.00 | 0.00 | 1.94 | 1.91 | 2.34 |