Sparebanken Norge (OSL:SBNOR)
Norway · Delayed Price · Currency is NOK 204.95
-1.55 (-0.75%)
Sep 8, 2026, 4:25 PM CET
Sparebanken Norge Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 13,158 | 11,693 | 7,529 | 6,192 | 5,193 | 4,595 |
Revenue Growth | 47.03% | 55.31% | 21.59% | 19.24% | 13.01% | 27.74% |
Net Income Net Income Growth | 2,790 | 2,516 | 1,829 | 1,397 | 1,104 | 980 |
Earnings Per Share EPS Growth | 16.24 | 16.76 | 16.68 | 12.75 | 10.28 | 9.16 |
EPS Growth | -6.83% | 0.49% | 30.85% | 23.96% | 12.24% | 24.54% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Operations - Retail Market Banking Operations - Retail Market Growth | 5,009 | 4,629 | 3,197 | 2,822 | 2,413 | 2,373 |
Banking Operations - Bulder Bank Banking Operations - Bulder Bank Growth | 445 | 442 | 323 | 46 | 57 | 57 |
Not Allocated by Segment Not Allocated by Segment Growth | 2,575 | 2,305 | 31 | - | - | - |
Banking Operations - Corporate Market Banking Operations - Corporate Market Growth | 3,586 | 3,159 | 2,279 | 2,149 | 1,774 | 1,529 |
Real Estate Real Estate Growth | 699 | 537 | 289 | 262 | 250 | 260 |
Brage Finans Brage Finans Growth | - | 620 | - | - | - | - |
Banking Operations - Treasury Banking Operations - Treasury Growth | - | - | 1,411 | 910 | 696 | 374 |
Total Total Growth | 13,159 | 11,692 | 7,530 | 6,189 | 5,190 | 4,593 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,464 | 8,859 | 7,157 | 6,348 | 2,944 | 3,256 |
Total Debt Total Debt Growth | 308,141 | 296,085 | 174,729 | 156,618 | 127,707 | 122,368 |
Net Cash (Debt) Net Cash Growth | -302,677 | -287,226 | -167,572 | -150,270 | -124,763 | -119,112 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1761.96 | -1913.66 | -1528.32 | -1371.26 | -1162.15 | -1113.57 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,122 | 6,948 | 4,427 | 3,789 | 2,381 | 2,156 |
Capital Expenditures CapEx Growth | -114 | -88 | -72 | -107 | -123 | -93 |
Free Cash Flow Free Cash Flow Growth | 8,008 | 6,860 | 4,355 | 3,682 | 2,258 | 2,063 |
Free Cash Flow Growth | 46.29% | 57.52% | 18.28% | 63.07% | 9.45% | 29.42% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 21.20% | 21.52% | 24.29% | 22.56% | 21.26% | 21.33% |
FCF Margin | 60.86% | 58.67% | 57.84% | 59.46% | 43.48% | 44.90% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 12.000 | 12.000 | 8.500 | 7.500 | 5.500 | 4.500 |
Dividend Per Share Growth | 41.18% | 41.18% | 13.33% | 36.36% | 22.22% | 12.50% |
Dividend Yield | 5.85% | 6.45% | 6.77% | 8.25% | 7.82% | 6.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.62 | 13.35 | 8.50 | 8.58 | 8.97 | 10.96 |
Forward PE | 12.57 | 12.89 | 9.26 | 7.92 | 7.47 | 10.82 |
P/FCF Ratio | 4.43 | 4.90 | 3.57 | 3.26 | 4.38 | 5.21 |
PS Ratio | 2.70 | 2.87 | 2.06 | 1.94 | 1.91 | 2.34 |