Sparebanken Norge Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	36,507	33,583	15,542	11,992	9,900	10,743
Market Cap Growth	129.32%	116.07%	29.61%	21.13%	-7.85%	38.27%
Last Close Price	210.75	186.15	125.56	90.96	70.30	73.04
PE Ratio	12.57	13.35	8.50	8.58	8.97	10.96
PS Ratio	3.12	2.87	2.06	1.94	1.91	2.34
PB Ratio	0.67	0.61	0.59	0.51	0.45	0.54
P/FCF Ratio	5.32	4.90	3.57	3.26	4.38	5.21
P/OCF Ratio	5.25	4.83	3.51	3.17	4.16	4.98
Debt / Equity Ratio	5.41	5.41	6.65	6.69	5.83	6.18
Debt / FCF Ratio	43.16	43.16	40.12	42.54	56.56	59.32
Net Debt / Equity Ratio	5.25	5.25	6.38	6.42	5.70	6.01
Net Debt / FCF Ratio	41.87	41.87	38.48	40.81	55.25	57.74
Return on Equity (ROE)	16.23%	16.23%	18.73%	15.65%	13.51%	13.14%
Return on Assets (ROA)	1.43%	1.43%	1.44%	1.24%	1.13%	1.10%
Earnings Yield	6.89%	19.33%	29.94%	29.56%	28.46%	23.39%
FCF Yield	18.79%	20.43%	28.02%	30.70%	22.81%	19.20%
Dividend Yield	5.78%	6.45%	6.77%	8.25%	7.82%	6.16%
Payout Ratio	35.77%	35.77%	57.45%	54.50%	36.49%	36.13%
Buyback Yield / Dilution	-36.89%	-36.89%	-0.05%	-2.08%	-0.37%	0.27%
Total Shareholder Return	-31.11%	-30.44%	6.72%	6.17%	7.46%	6.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.