Sparebanken Norge (OSL:SBNOR)
Norway · Delayed Price · Currency is NOK 195.36
+5.36 (2.82%)
Jul 30, 2026, 4:25 PM CET
Sparebanken Norge Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 739 | 86 | 483 | 387 | 143 | 334 |
Securities and Investments | 60,456 | 70,416 | 39,917 | 37,120 | 31,051 | 23,199 |
Short-Term Interbank Lending and Reverse Repurchase Agreements | 8,027 | 10,824 | 2,631 | 3,154 | 1,018 | 1,238 |
Trading Assets | 3,518 | 8,272 | 6,320 | 5,401 | 2,575 | 2,668 |
Gross Loans | 492,400 | 971,484 | 282,289 | 255,767 | 224,494 | 202,975 |
Net Loans | 492,400 | 971,484 | 282,289 | 255,767 | 224,494 | 202,975 |
Net Property, Plant & Equipment | 1,353 | 1,349 | 624 | 660 | 655 | 650 |
Other Intangible Assets | 6,146 | 6,208 | 565 | 252 | 276 | 308 |
Long-Term Investments | 3,050 | 2,971 | 3,409 | 2,798 | 2,586 | 2,220 |
Other Non-Earning Assets | 1,773 | 1,259 | 1,930 | 955 | 1,013 | 981 |
Total Assets | 577,462 | 581,715 | 338,167 | 306,495 | 263,812 | 234,571 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | - | 451,280 | - | - | - | - |
Total Deposits | 222,131 | 451,280 | 135,128 | 123,599 | 112,274 | 90,812 |
Short-Term Interbank Borrowing and Repurchase Agreements | 8,280 | 17,630 | 6,861 | 5,454 | 3,095 | 4,058 |
Trading Liabilities | 3,437 | 965 | 869 | 1,670 | 1,922 | 1,530 |
Accrued Expenses | 1,005 | 1,004 | 431 | 370 | 359 | 333 |
Long-Term Debt | 275,741 | 285,304 | 166,184 | 148,649 | 121,691 | 115,749 |
Other Liabilities | 9,198 | 8,846 | 2,433 | 3,329 | 2,578 | 2,281 |
Total Liabilities | 525,459 | 526,964 | 311,906 | 283,071 | 241,919 | 214,763 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 4,332 | 4,332 | 2,743 | 2,743 | 2,743 | 2,683 |
Treasury Stock | -1 | -1 | -1 | -1 | -3 | -5 |
Additional Paid-in Capital | 9,305 | 9,305 | 1,966 | 1,966 | 1,966 | 1,837 |
Retained Earnings | 37,010 | 41,115 | 21,409 | 18,716 | 17,187 | 15,292 |
Total Common Shareholders' Equity | 50,646 | 54,751 | 26,117 | 23,424 | 21,893 | 19,807 |
Minority Interest | 1,356 | - | 144 | 0 | - | - |
Shareholders' Equity | 52,002 | 54,751 | 26,261 | 23,423 | 21,893 | 19,808 |
Total Liabilities & Equity | 577,462 | 581,715 | 338,167 | 306,495 | 263,812 | 234,571 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 275,741 | 285,304 | 166,184 | 148,649 | 121,691 | 115,749 |
Net Cash (Debt) | -275,741 | -285,304 | -166,184 | -148,649 | -121,691 | -115,749 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1663.46 | -1900.85 | -1515.66 | -1356.46 | -1133.54 | -1082.13 |
Book Value | 50,646 | 54,751 | 26,117 | 23,424 | 21,893 | 19,807 |
Book Value Per Share | 305.53 | 364.78 | 238.20 | 213.75 | 203.93 | 185.18 |
Tangible Book Value | 44,500 | 48,543 | 25,552 | 23,172 | 21,617 | 19,499 |
Tangible Book Value Per Share | 268.45 | 323.42 | 233.04 | 211.45 | 201.36 | 182.30 |