Tinde Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	707.4	596.31	403.71	318.39	208.25	151.85
Interest Income on Investments	91	76.15	47.87	40.51	28.35	16.06
Total Interest Income	798.4	672.45	451.58	358.9	236.6	167.91
Interest Paid on Deposits	452.71	373.36	253.76	175.28	80.66	46.91
Total Interest Expense	452.71	373.36	253.76	175.28	80.66	46.91
Net Interest Income	345.7	299.09	197.83	183.62	155.94	121
Net Interest Income Growth	55.46%	51.19%	7.74%	17.75%	28.88%	4.35%
Gain (Loss) on Sale of Investments	7.63	4.75	-1.38	4.13	-2.5	1.67
Other Non-Interest Income	90.97	72.43	44.1	35.05	34.56	41.57
Total Non-Interest Income	98.61	77.18	42.72	39.19	32.05	43.25
Non-Interest Income Growth	83.41%	80.67%	9.02%	22.25%	-25.88%	24.45%
Revenues Before Loan Losses	444.3	376.27	240.55	222.81	188	164.25
Provision for Loan Losses	109.94	65.31	21.66	27.06	10.75	4.11
Revenue	334.36	310.97	218.89	195.75	177.25	160.14
Revenue Growth	41.20%	42.07%	11.82%	10.43%	10.69%	16.60%
Salaries and Employee Benefits	130.58	110.55	65.15	57.03	47.13	44.67
Occupancy Expenses	13.03	9.35	5.17	5.05	4.47	4.38
Selling, General & Administrative	9.53	9.53	5.84	5.2	4.54	3.92
Other Non-Interest Expense	88.97	81.38	42.74	44.84	46.13	39.68
Total Non-Interest Expense	242.12	210.81	118.9	112.11	102.28	92.65
EBT Excluding Unusual Items	92.24	100.16	99.98	83.63	74.97	67.48
Pretax Income	92.24	100.16	99.98	83.63	74.97	67.48
Income Tax Expense	13.14	16.86	20.15	15.48	14.45	14.5
Net Income	79.1	83.3	79.84	68.15	60.52	52.98
Preferred Dividends & Other Adjustments	54.17	56.57	54.21	50.07	43.16	36.99
Net Income to Common	24.93	26.73	25.62	18.08	17.36	15.99
Net Income Growth	2.19%	4.30%	41.70%	4.16%	8.55%	77.77%
Basic Shares Outstanding	5	5	3	2	2	2
Diluted Shares Outstanding	5	5	3	2	2	2
Shares Change	-	95.55%	41.83%	-	-	10.58%
EPS (Basic)	4.57	4.90	9.19	9.20	8.83	8.14
EPS (Diluted)	4.57	4.90	9.19	9.20	8.83	8.14
EPS Growth	2.19%	-46.66%	-0.09%	4.16%	8.55%	60.76%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	4.900	4.900	9.000	7.630	8.650	8.000
Dividend Growth	-45.56%	-45.56%	17.95%	-11.79%	8.13%	138.09%
Effective Tax Rate	14.25%	16.83%	20.15%	18.51%	19.28%	21.49%