Trøndelag Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	523.19	523.19	501.87	366.62	143.33	98.99
Interest Income on Investments	43.15	54.57	50.97	31.79	11.23	6.13
Total Interest Income	566.34	577.77	552.84	398.42	154.56	105.12
Interest Paid on Deposits	358.47	361.45	338.96	216.57	57.9	28.21
Total Interest Expense	358.47	361.45	338.96	216.57	57.9	28.21
Net Interest Income	207.87	216.32	213.88	181.85	96.66	76.91
Net Interest Income Growth	-5.74%	1.14%	17.61%	88.13%	25.68%	0.70%
Other Non-Interest Income	144.02	122.03	98.65	96.61	37.36	40.29
Total Non-Interest Income	144.02	122.03	98.65	96.61	37.36	40.29
Non-Interest Income Growth	40.97%	23.70%	2.11%	158.59%	-7.27%	49.59%
Revenues Before Loan Losses	351.89	338.35	312.53	278.46	134.02	117.2
Provision for Loan Losses	41.93	24.16	22.96	6.04	3.45	-6.13
Revenue	309.97	314.18	289.58	272.43	130.57	123.33
Revenue Growth	4.61%	8.50%	6.30%	108.64%	5.87%	30.69%
Salaries and Employee Benefits	133.31	123.29	113.21	89.93	41.5	38.4
Occupancy Expenses	13.6	11.35	7.78	4.2	4.37	4.06
Selling, General & Administrative	11.27	11.27	11.43	9.62	4.49	3.76
Other Non-Interest Expense	95.12	77.49	71.99	70.44	33.19	28.19
Total Non-Interest Expense	253.3	223.4	204.41	174.19	83.56	74.4
EBT Excluding Unusual Items	56.67	90.78	85.17	98.24	47.02	48.93
Pretax Income	56.67	90.78	85.17	82.05	44.59	48.93
Income Tax Expense	10.43	18.75	16.38	10.66	9.18	10.84
Earnings From Continuing Operations	46.23	72.03	68.79	71.39	35.41	38.09
Minority Interest in Earnings	-1.66	-1.83	-1.37	-0.6	-0.02	-0.02
Net Income	44.57	70.2	67.42	70.8	35.39	38.07
Preferred Dividends & Other Adjustments	38.05	38.24	38.55	38.72	-	-
Net Income to Common	6.52	31.96	28.87	32.07	35.39	38.07
Net Income Growth	-77.01%	10.74%	-10.00%	-9.39%	-7.04%	36.17%
Basic Shares Outstanding	5	5	4	4	-	-
Diluted Shares Outstanding	5	5	4	4	-	-
Shares Change	-	23.84%	1.18%	-	-	-
EPS (Basic)	1.36	6.68	7.48	8.40	-	-
EPS (Diluted)	1.36	6.68	7.48	8.40	-	-
EPS Growth	-77.01%	-10.58%	-11.04%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	5.000	5.000	4.800	-	-	-
Dividend Growth	4.17%	4.17%	-	-	-	-
Effective Tax Rate	18.41%	20.66%	19.23%	12.99%	20.58%	22.15%