Trøndelag Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	523.19	523.19	501.87	366.62	143.33	98.99
Interest Income on Investments	43.5	54.57	50.97	31.79	11.23	6.13
Total Interest Income	566.7	577.77	552.84	398.42	154.56	105.12
Interest Paid on Deposits	364.22	361.45	338.96	216.57	57.9	28.21
Total Interest Expense	364.22	361.45	338.96	216.57	57.9	28.21
Net Interest Income	202.47	216.32	213.88	181.85	96.66	76.91
Net Interest Income Growth	-8.05%	1.14%	17.61%	88.13%	25.68%	0.70%
Other Non-Interest Income	145.8	122.03	98.65	96.61	37.36	40.29
Total Non-Interest Income	145.8	122.03	98.65	96.61	37.36	40.29
Non-Interest Income Growth	32.41%	23.70%	2.11%	158.59%	-7.27%	49.59%
Revenues Before Loan Losses	348.27	338.35	312.53	278.46	134.02	117.2
Provision for Loan Losses	48.3	24.16	22.96	6.04	3.45	-6.13
Revenue	299.98	314.18	289.58	272.43	130.57	123.33
Revenue Growth	-4.82%	8.50%	6.30%	108.64%	5.87%	30.69%
Salaries and Employee Benefits	135.13	123.29	113.21	89.93	41.5	38.4
Occupancy Expenses	14.67	11.35	7.78	4.2	4.37	4.06
Selling, General & Administrative	11.27	11.27	11.43	9.62	4.49	3.76
Other Non-Interest Expense	96.1	77.49	71.99	70.44	33.19	28.19
Total Non-Interest Expense	257.17	223.4	204.41	174.19	83.56	74.4
EBT Excluding Unusual Items	42.81	90.78	85.17	98.24	47.02	48.93
Pretax Income	42.81	90.78	85.17	82.05	44.59	48.93
Income Tax Expense	6.44	18.75	16.38	10.66	9.18	10.84
Earnings From Continuing Operations	36.37	72.03	68.79	71.39	35.41	38.09
Minority Interest in Earnings	-1.66	-1.83	-1.37	-0.6	-0.02	-0.02
Net Income	34.7	70.2	67.42	70.8	35.39	38.07
Preferred Dividends & Other Adjustments	33.76	38.24	38.55	38.72	-	-
Net Income to Common	0.94	31.96	28.87	32.07	35.39	38.07
Net Income Growth	-97.11%	10.74%	-10.00%	-9.39%	-7.04%	36.17%
Basic Shares Outstanding	-	5	4	4	-	-
Diluted Shares Outstanding	-	5	4	4	-	-
Shares Change	-	23.84%	1.18%	-	-	-
EPS (Basic)	-	6.68	7.48	8.40	-	-
EPS (Diluted)	-	6.68	7.48	8.40	-	-
EPS Growth	-	-10.58%	-11.04%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	5.000	5.000	4.800	-	-	-
Dividend Growth	4.17%	4.17%	-	-	-	-
Effective Tax Rate	15.05%	20.66%	19.23%	12.99%	20.58%	22.15%