Agricultural Bank of China Limited (ACGBY)

ACGBY Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	626,606	597,942	580,576	559,761	550,017	555,860
Revenue Growth	6.88%	2.99%	3.72%	1.77%	-1.05%	12.38%
Net Income Net Income Growth	283,213	273,956	262,800	253,293	241,993	227,385
Earnings Per Share EPS Growth	0.81	0.78	0.75	0.72	0.69	0.65
EPS Growth	7.80%	4.00%	4.17%	4.35%	6.20%	10.17%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Corporate Banking Operating Income Corporate Banking Operating Income Growth	280,677	264,171	278,878	271,524	277,544	269,899
Personal Banking Operating Income Personal Banking Operating Income Growth	393,480	383,573	389,859	364,837	355,348	318,402
Treasury Operations Operating Income Treasury Operations Operating Income Growth	61,868	52,105	18,972	39,214	44,436	85,942
Other Operating Income Other Operating Income Growth	30,435	25,282	23,707	19,893	17,955	47,503

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	2,217,140	3,253,760	2,961,511	4,190,183	2,884,458	2,031,826
Total Debt Total Debt Growth	6,299,906	6,252,300	4,574,535	3,945,317	3,189,970	2,611,412
Net Cash (Debt) Net Cash Growth	-4,082,766	-2,998,540	-1,613,024	244,866	-305,512	-579,586
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-11.67	-8.57	-4.61	0.70	-0.87	-1.66

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-1,828,163	-1,480,466	-997,917	-3,068,391	-2,650,065	-1,473,155
Capital Expenditures CapEx Growth	-30,062	-27,348	-24,223	-28,827	-22,092	-26,033
Free Cash Flow Free Cash Flow Growth	-1,858,225	-1,507,814	-1,022,140	-3,097,218	-2,672,157	-1,499,188
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	45.20%	45.82%	45.27%	45.25%	44.00%	40.91%
FCF Margin	-296.55%	-252.17%	-176.06%	-553.31%	-485.83%	-269.71%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.668	0.249	0.242	0.231	0.222	0.207
Dividend Per Share Growth	4.38%	3.14%	4.76%	3.91%	7.45%	11.72%
Dividend Yield	3.20%	0.20%	0.26%	0.39%	0.47%	0.51%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	8.30	9.53	6.97	4.92	4.14	4.42
PS Ratio	3.75	4.37	3.16	2.23	1.82	1.81

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Sep 8, 2026

Data Sources Report a data error