ACGBY Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,207,294	1,201,338	1,275,680	1,223,698	1,108,464	1,008,014
Interest Paid on Deposits	627,081	631,744	694,988	651,948	518,581	430,027
Net Interest Income	580,213	569,594	580,692	571,750	589,883	577,987
Net Interest Income Growth	0.60%	-1.91%	1.56%	-3.07%	2.06%	6.04%
Income From Trading Activities	16,651	16,905	25,505	23,124	5,519	14,241
Gain (Loss) on Sale of Assets	730	730	800	1,037	900	1,032
Gain (Loss) on Sale of Investments	45,994	38,800	27,782	17,802	6,069	15,046
Other Non-Interest Income	101,153	99,102	76,637	81,755	92,912	113,440
Total Non-Interest Income	164,528	155,537	130,724	123,718	105,400	143,759
Non-Interest Income Growth	21.63%	18.98%	5.66%	17.38%	-26.68%	25.82%
Revenues Before Loan Losses	744,741	725,131	711,416	695,468	695,283	721,746
Provision for Loan Losses	143,848	127,189	130,840	135,707	145,266	165,886
Revenue	600,893	597,942	580,576	559,761	550,017	555,860
Revenue Growth	3.65%	2.99%	3.72%	1.77%	-1.05%	12.38%
Salaries and Employee Benefits	169,375	169,375	160,456	151,615	145,603	137,938
Occupancy Expenses	23,495	23,495	22,869	21,621	20,745	19,797
Selling, General & Administrative	62,259	62,259	61,082	62,047	61,554	61,558
Other Non-Interest Expense	22,120	20,258	17,027	17,235	15,690	41,081
Total Non-Interest Expense	276,172	274,251	261,362	252,329	243,526	259,965
EBT Excluding Unusual Items	324,721	323,691	319,214	307,432	306,491	295,895
Pretax Income	324,719	323,689	319,201	307,419	306,453	295,880
Income Tax Expense	29,252	31,686	36,530	37,599	47,587	53,944
Earnings From Continuing Operations	295,467	292,003	282,671	269,820	258,866	241,936
Minority Interest in Earnings	-1,172	-962	-588	-464	366	-753
Net Income	294,295	291,041	282,083	269,356	259,232	241,183
Preferred Dividends & Other Adjustments	17,085	17,085	19,283	16,063	17,239	13,798
Net Income to Common	277,210	273,956	262,800	253,293	241,993	227,385
Net Income Growth	4.87%	4.25%	3.75%	4.67%	6.42%	10.17%
Basic Shares Outstanding	349,318	349,983	349,983	349,983	349,983	349,983
Diluted Shares Outstanding	349,318	349,983	349,983	349,983	349,983	349,983
Shares Change	-0.77%	-	-	-	-	-
EPS (Basic)	0.79	0.78	0.75	0.72	0.69	0.65
EPS (Diluted)	0.79	0.78	0.75	0.72	0.69	0.65
EPS Growth	5.43%	4.00%	4.17%	4.35%	6.20%	10.17%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.249	0.249	0.242	0.231	0.222	0.207
Dividend Growth	98.80%	3.14%	4.76%	3.91%	7.45%	11.72%
Effective Tax Rate	9.01%	9.79%	11.44%	12.23%	15.53%	18.23%