American Overseas Group Limited (AOREF)

American Overseas Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	153.36	161.31	143.63	132.6	97.65	102.68
Investments in Equity & Preferred Securities	1.05	1.04	-	-	2.71	3.78
Total Investments	154.41	162.35	143.63	132.6	100.35	106.46
Cash & Equivalents	54.33	45.14	46.6	56.85	32.21	31.91
Reinsurance Recoverable	811.9	781.16	681.31	569.31	380.84	332.89
Other Receivables	214.14	213.13	212.8	175.32	95.16	77.18
Deferred Policy Acquisition Cost	9.06	9.42	10.21	9.15	4.03	4.59
Goodwill	33.05	33.05	33.05	33.05	33.05	33.05
Other Intangible Assets	4.8	4.8	4.8	4.8	4.8	4.8
Restricted Cash	1.69	0.84	4.86	0.96	3.97	4.44
Other Long-Term Assets	6.55	5.37	3.97	3.72	3.98	3.17
Total Assets	1,290	1,255	1,141	985.77	658.39	598.48

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	28.56	24.5	26.26	24.39	14.9	12.42
Accrued Expenses	0.43	0.89	0.85	11.46	5.93	7.57
Insurance & Annuity Liabilities	475.64	465.4	421.02	332.66	253.89	215.64
Unearned Premiums	332.23	311.07	281.18	230.3	137.93	113.42
Reinsurance Payable	235.09	233.73	209.03	183.97	88.12	82.06
Current Portion of Leases	0.19	0.32	-	-	-	-
Long-Term Debt	9.36	15.83	20.77	20.77	18.02	16.52
Long-Term Leases	1.71	1.65	-	1.34	1.6	-
Long-Term Deferred Tax Liabilities	4.07	3.41	1.96	0.65	-	-
Other Current Liabilities	133.4	133.34	126.84	136.47	99.41	104.26
Total Liabilities	1,227	1,197	1,095	948.88	622.45	555.1

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	4.7	4.7	4.7	4.7	4.7	4.7
Additional Paid-In Capital	189.21	189.18	189.18	189.18	189.18	189.18
Retained Earnings	-128.75	-133.61	-144.44	-153.84	-159.46	-157.98
Comprehensive Income & Other	-2.29	-1.93	-3.56	-3.45	-4.24	1.12
Total Common Equity	62.86	58.33	45.88	36.59	30.18	37.02
Minority Interest	0.3	0.3	0.3	0.3	5.75	6.35
Shareholders' Equity	63.16	58.63	46.18	36.89	35.93	43.37
Total Liabilities & Equity	1,290	1,255	1,141	985.77	658.39	598.48

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	0.05	0.05	0.05	0.05	0.05	0.05
Total Common Shares Outstanding	0.05	0.05	0.05	0.05	0.05	0.05
Total Debt	11.27	17.8	20.77	22.11	19.62	16.52
Net Cash (Debt)	43.07	27.34	25.83	34.75	12.59	15.39
Net Cash Growth	30.35%	5.84%	-25.66%	175.94%	-18.17%	166.52%
Net Cash Per Share	916.71	581.91	549.79	739.60	268.02	327.53
Book Value Per Share	1338.04	1241.71	976.60	778.79	642.37	787.98
Tangible Book Value	25.01	20.48	8.03	-1.26	-7.67	-0.83
Tangible Book Value Per Share	532.36	436.03	170.92	-26.89	-163.31	-17.70

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 14, 2026

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