American Overseas Group Limited (AOREF)

American Overseas Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	154.95	161.31	143.63	132.6	97.65	102.68
Investments in Equity & Preferred Securities	1.03	1.04	-	-	2.71	3.78
Total Investments	155.98	162.35	143.63	132.6	100.35	106.46
Cash & Equivalents	52.8	45.14	46.6	56.85	32.21	31.91
Reinsurance Recoverable	807.53	781.16	681.31	569.31	380.84	332.89
Other Receivables	225.92	213.13	212.8	175.32	95.16	77.18
Deferred Policy Acquisition Cost	10.12	9.42	10.21	9.15	4.03	4.59
Goodwill	33.05	33.05	33.05	33.05	33.05	33.05
Other Intangible Assets	4.8	4.8	4.8	4.8	4.8	4.8
Restricted Cash	0.93	0.84	4.86	0.96	3.97	4.44
Other Long-Term Assets	6.32	5.37	3.97	3.72	3.98	3.17
Total Assets	1,297	1,255	1,141	985.77	658.39	598.48

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	25.62	24.5	26.26	24.39	14.9	12.42
Accrued Expenses	0.62	0.89	0.85	11.46	5.93	7.57
Insurance & Annuity Liabilities	463.81	465.4	421.02	332.66	253.89	215.64
Unearned Premiums	332.02	311.07	281.18	230.3	137.93	113.42
Reinsurance Payable	252.13	233.73	209.03	183.97	88.12	82.06
Current Portion of Leases	0.28	0.32	-	-	-	-
Long-Term Debt	12.41	15.83	20.77	20.77	18.02	16.52
Long-Term Leases	1.69	1.65	-	1.34	1.6	-
Long-Term Deferred Tax Liabilities	3.82	3.41	1.96	0.65	-	-
Other Current Liabilities	136.26	133.34	126.84	136.47	99.41	104.26
Total Liabilities	1,236	1,197	1,095	948.88	622.45	555.1

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	4.7	4.7	4.7	4.7	4.7	4.7
Additional Paid-In Capital	189.18	189.18	189.18	189.18	189.18	189.18
Retained Earnings	-130.33	-133.61	-144.44	-153.84	-159.46	-157.98
Comprehensive Income & Other	-2.04	-1.93	-3.56	-3.45	-4.24	1.12
Total Common Equity	61.51	58.33	45.88	36.59	30.18	37.02
Minority Interest	0.3	0.3	0.3	0.3	5.75	6.35
Shareholders' Equity	61.81	58.63	46.18	36.89	35.93	43.37
Total Liabilities & Equity	1,297	1,255	1,141	985.77	658.39	598.48

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	0.05	0.05	0.05	0.05	0.05	0.05
Total Common Shares Outstanding	0.05	0.05	0.05	0.05	0.05	0.05
Total Debt	14.38	17.8	20.77	22.11	19.62	16.52
Net Cash (Debt)	38.42	27.34	25.83	34.75	12.59	15.39
Net Cash Growth	106.18%	5.84%	-25.66%	175.94%	-18.17%	166.52%
Net Cash Per Share	817.81	581.91	549.79	739.60	268.02	327.53
Book Value Per Share	1309.33	1241.71	976.60	778.79	642.37	787.98
Tangible Book Value	23.66	20.48	8.03	-1.26	-7.67	-0.83
Tangible Book Value Per Share	503.65	436.03	170.92	-26.89	-163.31	-17.70

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

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