American Overseas Group Limited (AOREF)

American Overseas Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	9.85	10.83	9.4	5.33	-1.48	-5.5
Gain (Loss) on Sale of Investments	-0.75	-0.83	-1.02	-3.55	-0.12	0.09
Stock-Based Compensation	-	-	-	-	-	0.03
Change in Accounts Receivable	7.01	-0.22	-37.42	-79.65	-18.08	-3.55
Reinsurance Recoverable	-74.25	-67.9	-64.06	-100.7	-24.25	-29.07
Change in Accounts Payable	5.22	0.22	0.53	9.22	4.08	4.5
Change in Unearned Revenue	28.02	29.9	50.87	92.19	24.51	7.74
Change in Deferred Taxes	1.34	1.46	1.31	0.65	-	-0.06
Change in Insurance Reserves / Liabilities	39.53	44.38	88.36	78.69	38.24	22.7
Change in Other Net Operating Assets	-23.07	-28.53	-68.44	-61.17	-26.2	9.46
Other Operating Activities	2.01	2.16	2.31	2.24	2.34	2.45
Operating Cash Flow	22.28	16.27	6.12	38.21	5.12	18.59
Operating Cash Flow Growth	714.71%	165.71%	-83.98%	646.96%	-72.48%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investment in Securities	-6.03	-14.51	-10.17	-14.19	-4.04	-4.65
Investing Cash Flow	-6.03	-14.51	-10.17	-14.19	-4.04	-4.65

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	-	-	3.5	1.5	-
Total Debt Repaid	-8.36	-4.94	-	-0.75	-	-
Net Debt Issued (Repaid)	-8.36	-4.94	-	2.75	1.5	-
Other Financing Activities	-2.47	-2.3	-2.31	-5.13	-2.74	-2.39
Financing Cash Flow	-10.83	-7.24	-2.31	-2.38	-1.24	-2.39

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	5.43	-5.48	-6.36	21.64	-0.17	11.55

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Levered Free Cash Flow	-15.17	-28.04	-88.21	-21.59	-39.83	19.2
Unlevered Free Cash Flow	-13.91	-26.69	-86.77	-20.19	-38.36	20.69

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	2.47	2.3	2.31	2.12	1.8	1.8
Cash Income Tax Paid	-	-	-	-	-	0.04
Change in Working Capital	11.17	4.11	-4.57	34.19	4.37	21.52

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

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