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American Riviera Bancorp (ARBV)
OTCMKTS · Delayed Price · Currency is USD
29.99
-0.06 (-0.20%)
Aug 17, 2026, 3:57 PM EST

American Riviera Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
54.950.3944.546.5949.0542.34
Revenue Growth
21.16%13.23%-4.49%-5.01%15.85%26.75%
Net Income
14.7412.458.7410.5113.4911.83
Earnings Per Share
2.592.181.501.822.382.09
EPS Growth
66.30%45.22%-17.58%-23.53%13.88%58.55%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
27.9621.420.9519.6861.8292.11
Total Debt
68.6533.1247.4109.2225.074.97
Net Cash (Debt)
-40.69-11.73-26.46-89.5436.73287.14
Net Cash Growth
-----87.21%142.82%
Net Cash Per Share
-7.15-2.05-4.55-15.526.4850.81

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-9.3413.7514.7613.5412.58
Capital Expenditures
--0.17-0.57-4.84-0.61-0.56
Free Cash Flow
-9.1713.199.9212.9412.02
Free Cash Flow Growth
--30.46%32.94%-23.32%7.65%6.06%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.85%24.70%19.65%22.56%27.51%27.94%
FCF Margin
-18.20%29.64%21.29%26.38%28.39%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.5710.9713.329.067.177.79
P/FCF Ratio
-14.898.839.607.487.66
PS Ratio
3.152.712.622.041.972.17